HomeCompareFNBT vs MCD

FNBT vs MCD: Dividend Comparison 2026

FNBT yields 5.25% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $50.3K in total portfolio value· pulled ahead in Year 6
10 years
FNBT
FNBT
● Live price
5.25%
Share price
$38.07
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.3K
Annual income
$734.95
Full FNBT calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — FNBT vs MCD

📍 MCD pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFNBTMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FNBT + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FNBT pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FNBT
Annual income on $10K today (after 15% tax)
$446.55/yr
After 10yr DRIP, annual income (after tax)
$624.71/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $21,668.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FNBT + MCD for your $10,000?

FNBT: 50%MCD: 50%
100% MCD50/50100% FNBT
Portfolio after 10yr
$53.4K
Annual income
$13,481.33/yr
Blended yield
25.24%
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Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

FNBT
No analyst data
Altman Z
0.2
Piotroski
4/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FNBT buys
0
MCD buys
0
No recent congressional trades found for FNBT or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFNBTMCD
Forward yield5.25%2.35%
Annual dividend / share$2.00$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3%
Portfolio after 10y$28.3K$78.5K
Annual income after 10y$734.95$26,227.70
Total dividends collected$6.3K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: FNBT vs MCD ($10,000, DRIP)

YearFNBT PortfolioFNBT Income/yrMCD PortfolioMCD Income/yrGap
1$11,225$525.35$10,815$334.85+$410.00FNBT
2$12,562$551.14$11,826$491.71+$736.00FNBT
3$14,018$576.43$13,123$730.06+$895.00FNBT
4$15,600$601.15$14,853$1,100.07+$747.00FNBT
5$17,318$625.24$17,257$1,690.61+$61.00FNBT
6← crossover$19,179$648.66$20,752$2,667.01$1.6KMCD
7$21,193$671.37$26,103$4,354.83$4.9KMCD
8$23,369$693.34$34,794$7,437.78$11.4KMCD
9$25,720$714.53$49,926$13,461.60$24.2KMCD
10$28,255$734.95$78,550$26,227.70$50.3KMCD

FNBT vs MCD: Complete Analysis 2026

FNBTStock

FineMark Holdings, Inc. operates as the holding company for FineMark National Bank & Trust that provides various banking products and financial services to individual and corporate clients. The company offers checking, savings, money market, health savings, individual retirement, repurchase, and interest on lawyer trust and trust accounts; certificates of deposit; and debit and credit cards. It also provides construction, home equity, home purchase, refinance, aircraft and marine, consumer goods, business expansion and working capital, and equipment purchase loans; line and letter of credit; loans secured by marketable securities; and safe deposit boxes, online service integration, and text and email alerts. In addition, the company offers foreign currency order and exchange, funds transfer, medallion guarantee, notary, overdraft, mobile and online banking, remote deposit capture, mobile check and direct deposit, bill pay, stop payment, merchant, automated clearing house, lockbox, ATM, positive pay, and insured cash sweep and certificate of deposit account registry services. Further, it provides financial planning services, such as asset protection, estate, charitable gift, retirement, educational, and business succession planning services; personalized business management services to professional athletes; and personal and business checks. Additionally, the company offers personal fiduciary services comprising investment management, real estate and special asset management, closely held family business management, and accounting and tax compliance, as well as estate planning documents, tax reviewing services, and estate settlement and wealth transfer; and investment solutions. It operates twelve banking offices in Lee, Collier and Palm Beach County, Florida, Maricopa County, Arizona, and Berkeley County, South Carolina. The company was incorporated in 2006 and is headquartered in Fort Myers, Florida.

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MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.