Is FNITX or EPRT a better dividend investment in 2026?

FNITX currently yields 11.07% with a 5% 5-year dividend growth rate. EPRT yields 4.00% with 5% growth. The better choice depends on your goal: FNITX offers higher current income.

What is the dividend yield difference between FNITX and EPRT?

FNITX has a forward dividend yield of 11.07% ($4.29/share annually). EPRT yields 4.00% ($2.00/share annually). The yield gap is 7.07 percentage points.

Home › Compare › FNITX vs EPRT

FNITX vs EPRT: Dividend Comparison 2026

FNITX yields 11.07% · EPRT yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FNITX wins by $13.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FNITX

● Live price

11.07%

Share price

$38.72

Annual div

$4.29

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$41.6K

Annual income

$2,213.51

Full FNITX calculator →

EPRT

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full EPRT calculator →

Portfolio growth — FNITX vs EPRT

📍 FNITX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FNITX	EPRT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FNITX + EPRT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FNITX pays

EPRT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FNITX

Annual income on $10K today (after 15% tax)

$940.88/yr

After 10yr DRIP, annual income (after tax)

$1,881.48/yr

EPRT

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, FNITX beats the other by $1,117.17/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FNITX + EPRT for your $10,000?

FNITX: 50%EPRT: 50%

100% EPRT50/50100% FNITX

Portfolio after 10yr

$34.8K

Annual income

$1,556.36/yr

Blended yield

4.47%

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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

FNITX

No analyst data

EPRT

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Buy

Price Target

$35.50

-29.0% upside vs current

Range: $33.00 — $37.00

Altman Z

1.8

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FNITX buys

EPRT buys

No recent congressional trades found for FNITX or EPRT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFNITXEPRT

Forward yield	11.07% ✓	4.00%
Annual dividend / share	$4.29 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$41.6K ✓	$28.0K
Annual income after 10y	$2,213.51 ✓	$899.19
Total dividends collected	$16.5K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: FNITX vs EPRT ($10,000, DRIP)

Year	FNITX Portfolio	FNITX Income/yr	EPRT Portfolio	EPRT Income/yr	Gap
1← crossover	$11,807	$1,106.92	$11,120	$420.00	+$687.00 → FNITX
2	$13,855	$1,221.43	$12,357	$458.31	+$1.5K → FNITX
3	$16,164	$1,339.52	$13,721	$499.76	+$2.4K → FNITX
4	$18,756	$1,460.56	$15,227	$544.58	+$3.5K → FNITX
5	$21,653	$1,583.90	$16,885	$593.02	+$4.8K → FNITX
6	$24,878	$1,708.91	$18,713	$645.34	+$6.2K → FNITX
7	$28,454	$1,834.95	$20,724	$701.81	+$7.7K → FNITX
8	$32,407	$1,961.44	$22,938	$762.73	+$9.5K → FNITX
9	$36,764	$2,087.81	$25,372	$828.41	+$11.4K → FNITX
10	$41,551	$2,213.51	$28,047	$899.19	+$13.5K → FNITX

FNITX vs EPRT: Complete Analysis 2026

FNITX — Stock

The fund invests primarily in common stocks. It invests in domestic and foreign issuers. The fund invests in securities of companies whose value the adviser believes is not fully recognized by the public. It invests in either "growth" stocks or "value" stocks or both. The adviser uses fundamental analysis of factors such as each issuer's financial condition and industry position, as well as market and economic conditions to select investments.

Full FNITX Calculator →

EPRT — REIT

EPRT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in EPRT shares.

Full EPRT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.