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FOJCF vs BTI: Dividend Comparison 2026

FOJCF yields 6.13% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FOJCF wins by $61.7K in total portfolio value
10 years
FOJCF
FOJCF
● Live price
6.13%
Share price
$24.66
Annual div
$1.51
5Y div CAGR
27.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$99.4K
Annual income
$25,542.24
Full FOJCF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — FOJCF vs BTI

📍 FOJCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFOJCFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FOJCF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FOJCF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FOJCF
Annual income on $10K today (after 15% tax)
$521.17/yr
After 10yr DRIP, annual income (after tax)
$21,710.90/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, FOJCF beats the other by $19,342.26/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of FOJCF + BTI for your $10,000?

FOJCF: 50%BTI: 50%
100% BTI50/50100% FOJCF
Portfolio after 10yr
$68.6K
Annual income
$14,164.44/yr
Blended yield
20.65%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

FOJCF
No analyst data
Altman Z
2.7
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FOJCF buys
0
BTI buys
0
No recent congressional trades found for FOJCF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFOJCFBTI
Forward yield6.13%5.38%
Annual dividend / share$1.51$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27.2%11.3%
Portfolio after 10y$99.4K$37.7K
Annual income after 10y$25,542.24$2,786.64
Total dividends collected$70.0K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: FOJCF vs BTI ($10,000, DRIP)

YearFOJCF PortfolioFOJCF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,480$779.91$11,299$598.92+$181.00FOJCF
2$13,348$1,064.36$12,794$703.91+$554.00FOJCF
3$15,753$1,471.17$14,518$829.07+$1.2KFOJCF
4$18,920$2,064.10$16,513$978.64+$2.4KFOJCF
5$23,192$2,947.04$18,827$1,157.84+$4.4KFOJCF
6$29,109$4,294.32$21,518$1,373.12+$7.6KFOJCF
7$37,555$6,407.66$24,657$1,632.46+$12.9KFOJCF
8$50,011$9,827.29$28,329$1,945.74+$21.7KFOJCF
9$69,069$15,557.39$32,637$2,325.33+$36.4KFOJCF
10$99,446$25,542.24$37,708$2,786.64+$61.7KFOJCF

FOJCF vs BTI: Complete Analysis 2026

FOJCFStock

Fortum Oyj, together with its subsidiaries, engages in the generation and sale of electricity and heat in the Nordic countries, Germany, the United Kingdom, Russia, the Netherlands, the Baltic Rim area, and internationally. The company's Generation segment generates power through nuclear, hydro, wind, and thermal resources; and provides power portfolio optimization, trading, and industrial intelligence, as well as nuclear services. Its City Solutions develops solutions in the areas of heating, cooling, waste-to-energy, biomass, and other circular economy solutions, as well as solar power production. The company's Consumer Solutions segment engages in electricity and gas retail businesses, including the provision of invoicing and customer services; and electricity and related value-added products, as well as digital services. This segment serves approximately 2.4 million customers. Its Russia segment generates and sells power and heat. The company's Uniper segment engages in the power generation business, as well as energy trading and optimization activities. Fortum Oyj was founded in 1998 and is headquartered in Espoo, Finland.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.