Is FPLPF or EPRT a better dividend investment in 2026?

FPLPF currently yields 4.64% with a 5% 5-year dividend growth rate. EPRT yields 3.92% with 5% growth. The better choice depends on your goal: FPLPF offers higher current income.

What is the dividend yield difference between FPLPF and EPRT?

FPLPF has a forward dividend yield of 4.64% ($0.07/share annually). EPRT yields 3.92% ($1.21/share annually). The yield gap is 0.72 percentage points.

Home › Compare › FPLPF vs EPRT

FPLPF vs EPRT: Dividend Comparison 2026

FPLPF yields 4.64% · EPRT yields 3.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EPRT wins by $36.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FPLPF

● Live price

4.64%

Share price

$1.51

Annual div

$0.07

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.1K

Annual income

$623.84

Full FPLPF calculator →

EPRT

● Live price

3.92%

Share price

$30.77

Annual div

$1.21

5Y div CAGR

29%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.4K

Annual income

$12,840.73

Full EPRT calculator →

Portfolio growth — FPLPF vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FPLPF	EPRT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FPLPF + EPRT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FPLPF pays

EPRT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FPLPF

Annual income on $10K today (after 15% tax)

$394.04/yr

After 10yr DRIP, annual income (after tax)

$530.26/yr

EPRT

Annual income on $10K today (after 15% tax)

$332.87/yr

After 10yr DRIP, annual income (after tax)

$10,914.62/yr

At 15% tax rate, EPRT beats the other by $10,384.36/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FPLPF + EPRT for your $10,000?

FPLPF: 50%EPRT: 50%

100% EPRT50/50100% FPLPF

Portfolio after 10yr

$45.2K

Annual income

$6,732.28/yr

Blended yield

14.88%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

FPLPF

No analyst data

Altman Z

1.5

Piotroski

3/9

EPRT

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Buy

Price Target

$35.50

+15.4% upside vs current

Range: $33.00 — $37.00

Altman Z

1.8

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FPLPF buys

EPRT buys

No recent congressional trades found for FPLPF or EPRT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFPLPFEPRT

Forward yield	4.64% ✓	3.92%
Annual dividend / share	$0.07	$1.21 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	29% ✓
Portfolio after 10y	$27.1K	$63.4K ✓
Annual income after 10y	$623.84	$12,840.73 ✓
Total dividends collected	$5.5K	$37.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: FPLPF vs EPRT ($10,000, DRIP)

Year	FPLPF Portfolio	FPLPF Income/yr	EPRT Portfolio	EPRT Income/yr	Gap
1← crossover	$11,164	$463.58	$11,205	$505.18	$41.00 → EPRT
2	$12,429	$483.66	$12,672	$682.46	$243.00 → EPRT
3	$13,802	$503.24	$14,490	$930.48	$688.00 → EPRT
4	$15,290	$522.29	$16,786	$1,282.69	$1.5K → EPRT
5	$16,901	$540.76	$19,753	$1,791.56	$2.9K → EPRT
6	$18,643	$558.63	$23,677	$2,541.64	$5.0K → EPRT
7	$20,524	$575.89	$29,008	$3,672.99	$8.5K → EPRT
8	$22,553	$592.51	$36,463	$5,425.08	$13.9K → EPRT
9	$24,741	$608.50	$47,238	$8,221.57	$22.5K → EPRT
10	$27,096	$623.84	$63,385	$12,840.73	$36.3K → EPRT

FPLPF vs EPRT: Complete Analysis 2026

FPLPF — Stock

Vanquis Banking Group plc provides personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. It offers credit cards products, and unsecured personal loans products. The company also provides vehicle finance for cars, motorbikes, and light commercial vehicles. The company was formerly known as Provident Financial plc and changed its name to Vanquis Banking Group plc in March 2023. Vanquis Banking Group plc was founded in 1880 and is headquartered in Bradford, the United Kingdom.

Full FPLPF Calculator →

EPRT — REIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →

📬

Get this FPLPF vs EPRT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FPLPF vs SCHD FPLPF vs JEPI FPLPF vs O FPLPF vs KO FPLPF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.