HomeCompareFRBA vs PM

FRBA vs PM: Dividend Comparison 2026

FRBA yields 1.68% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FRBA wins by $30.49M in total portfolio value· pulled ahead in Year 4
10 years
FRBA
FRBA
● Live price
1.68%
Share price
$16.06
Annual div
$0.27
5Y div CAGR
99.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.54M
Annual income
$27,393,263.32
Full FRBA calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — FRBA vs PM

📍 FRBA pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFRBAPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FRBA + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FRBA pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRBA
Annual income on $10K today (after 15% tax)
$142.90/yr
After 10yr DRIP, annual income (after tax)
$23,284,273.82/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, FRBA beats the other by $23,282,146.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRBA + PM for your $10,000?

FRBA: 50%PM: 50%
100% PM50/50100% FRBA
Portfolio after 10yr
$15.29M
Annual income
$13,697,882.97/yr
Blended yield
89.56%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

FRBA
Analyst Ratings
3
Buy
1
Hold
Consensus: Buy
Price Target
$17.00
+5.9% upside vs current
Range: $17.00 — $17.00
Altman Z
-0.7
Piotroski
7/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRBA buys
0
PM buys
5
PoliticianChamberTickerTypeAmountDate
Julia Letlow🏢 House$PM▼ Sell$1,001 - $15,0002026-02-05
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-11-13
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▲ Buy$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-09-05
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-08-26
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-08-14
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-07-22
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFRBAPM
Forward yield1.68%3.49%
Annual dividend / share$0.27$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR99.9%17.2%
Portfolio after 10y$30.54M$49.6K
Annual income after 10y$27,393,263.32$2,502.61
Total dividends collected$30.27M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$17.00$194.30

Year-by-year: FRBA vs PM ($10,000, DRIP)

YearFRBA PortfolioFRBA Income/yrPM PortfolioPM Income/yrGap
1$11,036$336.07$11,650$409.56$614.00PM
2$12,502$692.91$13,592$497.49$1.1KPM
3$14,843$1,466.40$15,882$605.21$1.0KPM
4← crossover$19,135$3,252.67$18,589$737.41+$546.00FRBA
5$28,308$7,833.73$21,794$899.94+$6.5KFRBA
6$51,941$21,651.24$25,597$1,100.16+$26.3KFRBA
7$129,795$74,218.52$30,118$1,347.30+$99.7KFRBA
8$485,372$346,491.07$35,505$1,652.97+$449.9KFRBA
9$2,940,029$2,420,681.23$41,940$2,031.88+$2.90MFRBA
10$30,539,094$27,393,263.32$49,643$2,502.61+$30.49MFRBA

FRBA vs PM: Complete Analysis 2026

FRBAStock

First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans that include auto, personal, and traditional installment loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services. As of December 31, 2021, it operated 18 full-service branches in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown counties in New Jersey, as well as Doylestown, Trevose, Warminster, and West Chester counties in Pennsylvania. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.

Full FRBA Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.