HomeCompareFRBA vs PEP

FRBA vs PEP: Dividend Comparison 2026

FRBA yields 1.68% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FRBA wins by $30.40M in total portfolio value
10 years
FRBA
FRBA
● Live price
1.68%
Share price
$16.06
Annual div
$0.27
5Y div CAGR
99.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.54M
Annual income
$27,393,263.32
Full FRBA calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — FRBA vs PEP

📍 FRBA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFRBAPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FRBA + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FRBA pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRBA
Annual income on $10K today (after 15% tax)
$142.90/yr
After 10yr DRIP, annual income (after tax)
$23,284,273.82/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, FRBA beats the other by $23,231,679.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRBA + PEP for your $10,000?

FRBA: 50%PEP: 50%
100% PEP50/50100% FRBA
Portfolio after 10yr
$15.34M
Annual income
$13,727,569.50/yr
Blended yield
89.49%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

FRBA
Analyst Ratings
3
Buy
1
Hold
Consensus: Buy
Price Target
$17.00
+5.9% upside vs current
Range: $17.00 — $17.00
Altman Z
-0.7
Piotroski
7/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRBA buys
0
PEP buys
0
No recent congressional trades found for FRBA or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFRBAPEP
Forward yield1.68%3.63%
Annual dividend / share$0.27$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR99.9%40.4%
Portfolio after 10y$30.54M$141.9K
Annual income after 10y$27,393,263.32$61,875.67
Total dividends collected$30.27M$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold
Analyst price target$17.00$172.43

Year-by-year: FRBA vs PEP ($10,000, DRIP)

YearFRBA PortfolioFRBA Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,036$336.07$10,849$509.42+$187.00FRBA
2$12,502$692.91$11,969$750.47+$533.00FRBA
3$14,843$1,466.40$13,500$1,124.14+$1.3KFRBA
4$19,135$3,252.67$15,680$1,721.66+$3.5KFRBA
5$28,308$7,833.73$18,929$2,715.34+$9.4KFRBA
6$51,941$21,651.24$24,023$4,450.80+$27.9KFRBA
7$129,795$74,218.52$32,510$7,669.92+$97.3KFRBA
8$485,372$346,491.07$47,709$14,093.60+$437.7KFRBA
9$2,940,029$2,420,681.23$77,415$28,083.48+$2.86MFRBA
10$30,539,094$27,393,263.32$141,922$61,875.67+$30.40MFRBA

FRBA vs PEP: Complete Analysis 2026

FRBAStock

First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans that include auto, personal, and traditional installment loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services. As of December 31, 2021, it operated 18 full-service branches in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown counties in New Jersey, as well as Doylestown, Trevose, Warminster, and West Chester counties in Pennsylvania. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.

Full FRBA Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.