HomeCompareFRC vs JEPI

FRC vs JEPI: Dividend Comparison 2026

FRC yields 23.08% · JEPI yields 8.56%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FRC wins by $2561601.94M in total portfolio value
10 years
FRC
FRC
● Live price
23.08%
Share price
$3.51
Annual div
$0.81
5Y div CAGR
83%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2561601.97M
Annual income
$2,510,790,767,801.48
Full FRC calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — FRC vs JEPI

📍 FRC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFRCJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FRC + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FRC pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRC
Annual income on $10K today (after 15% tax)
$1,961.54/yr
After 10yr DRIP, annual income (after tax)
$2,134,172,152,631.26/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, FRC beats the other by $2,134,172,151,293.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRC + JEPI for your $10,000?

FRC: 50%JEPI: 50%
100% JEPI50/50100% FRC
Portfolio after 10yr
$1280801.00M
Annual income
$1,255,395,384,687.57/yr
Blended yield
98.02%
📊

Analyst Conviction Gap

Where Wall Street is split right now

FRC
No analyst data
Price Target
$167.33
+4667.2% upside vs current
Range: $8.00 — $250.00
Altman Z
-0.4
Piotroski
4/9
JEPI
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRC buys
0
JEPI buys
0
No recent congressional trades found for FRC or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFRCJEPI
Forward yield23.08%8.56%
Annual dividend / share$0.81$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR83%0%
Portfolio after 10y$2561601.97M$29.3K
Annual income after 10y$2,510,790,767,801.48$1,573.67
Total dividends collected$2558167.96M$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FRC vs JEPI ($10,000, DRIP)

YearFRC PortfolioFRC Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$14,923$4,223.08$11,276$855.74+$3.6KFRC
2$26,746$10,778.41$12,675$926.02+$14.1KFRC
3$61,657$33,038.79$14,207$999.01+$47.5KFRC
4$196,234$130,260.92$15,878$1,074.57+$180.4KFRC
5$919,013$709,043.01$17,697$1,152.57+$901.3KFRC
6$6,662,548$5,679,203.20$19,674$1,232.87+$6.64MFRC
7$77,545,223$70,416,297.60$21,815$1,315.29+$77.52MFRC
8$1,484,673,890$1,401,700,500.55$24,131$1,399.68+$1484.65MFRC
9$47,487,108,109$45,898,507,046.81$26,630$1,485.86+$47487.08MFRC
10$2,561,601,973,478$2,510,790,767,801.48$29,323$1,573.67+$2561601.94MFRC

FRC vs JEPI: Complete Analysis 2026

FRCStock

First Republic Bank, together with its subsidiaries, provides private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. It operates in two segments, Commercial Banking and Wealth Management. The company accepts deposit products, such as noninterest-bearing checking, interest-bearing checking, money market checking accounts, money market savings accounts, and passbook accounts, as well as certificates of deposit. It also offers a range of lending products that comprise residential mortgage loans, home equity lines of credit, multifamily loans, commercial real estate and construction loans, personal and business loans, single family construction loans, and other loans and lines of credit to businesses and individuals. The company's loans are secured by single family residences, multifamily buildings, and commercial real estate properties. In addition, it provides wealth management services, which include various investment strategies and products, online investment management, trust and custody, full service and online brokerage, financial and estate planning, and access to alternative investments, as well as investing, insurance, and foreign exchange services. Further, the company offers online and mobile banking services; refinancing services; and ATM and debit cards. As of December 31, 2021, it offered its services through 82 licensed deposit taking offices primarily in the San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach and San Diego, California; Portland, Oregon; Boston, Massachusetts; Palm Beach, Florida; Greenwich, Connecticut; New York, New York; and Jackson, Wyoming. It also has 12 additional offices that offer lending, wealth management, or trust services. First Republic Bank was founded in 1985 and is headquartered in San Francisco, California.

Full FRC Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.