HomeCompareFRC vs MAIN

FRC vs MAIN: Dividend Comparison 2026

FRC yields 23.08% · MAIN yields 7.09%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FRC wins by $2561554.03M in total portfolio value
10 years
FRC
FRC
● Live price
23.08%
Share price
$3.51
Annual div
$0.81
5Y div CAGR
83%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2561601.97M
Annual income
$2,510,790,767,801.48
Full FRC calculator →
MAIN
Main Street Capital Corporation
● Live price
7.09%
Share price
$51.65
Annual div
$3.66
5Y div CAGR
72.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.95M
Annual income
$40,208,699.11
Full MAIN calculator →

Portfolio growth — FRC vs MAIN

📍 FRC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFRCMAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FRC + MAIN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FRC pays
MAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRC
Annual income on $10K today (after 15% tax)
$1,961.54/yr
After 10yr DRIP, annual income (after tax)
$2,134,172,152,631.26/yr
MAIN
Annual income on $10K today (after 15% tax)
$602.32/yr
After 10yr DRIP, annual income (after tax)
$34,177,394.24/yr
At 15% tax rate, FRC beats the other by $2,134,137,975,237.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRC + MAIN for your $10,000?

FRC: 50%MAIN: 50%
100% MAIN50/50100% FRC
Portfolio after 10yr
$1280824.96M
Annual income
$1,255,415,488,250.30/yr
Blended yield
98.02%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MAIN right now

FRC
No analyst data
Price Target
$167.33
+4667.2% upside vs current
Range: $8.00 — $250.00
Altman Z
-0.4
Piotroski
4/9
MAIN
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$65.25
+26.3% upside vs current
Range: $60.00 — $70.00
Altman Z
1.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRC buys
0
MAIN buys
0
No recent congressional trades found for FRC or MAIN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFRCMAIN
Forward yield23.08%7.09%
Annual dividend / share$0.81$3.66
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR83%72.7%
Portfolio after 10y$2561601.97M$47.95M
Annual income after 10y$2,510,790,767,801.48$40,208,699.11
Total dividends collected$2558167.96M$46.82M
Payment frequencyquarterlymonthly
SectorStockBDC
Analyst price target$167.33$65.25

Year-by-year: FRC vs MAIN ($10,000, DRIP)

YearFRC PortfolioFRC Income/yrMAIN PortfolioMAIN Income/yrGap
1← crossover$14,923$4,223.08$12,464$1,223.78+$2.5KFRC
2$26,746$10,778.41$16,353$2,343.58+$10.4KFRC
3$61,657$33,038.79$23,105$4,724.42+$38.6KFRC
4$196,234$130,260.92$36,226$10,256.23+$160.0KFRC
5$919,013$709,043.01$65,426$24,707.64+$853.6KFRC
6$6,662,548$5,679,203.20$142,101$68,562.02+$6.52MFRC
7$77,545,223$70,416,297.60$388,521$228,799.95+$77.16MFRC
8$1,484,673,890$1,401,700,500.55$1,397,868$961,169.80+$1483.28MFRC
9$47,487,108,109$45,898,507,046.81$6,884,663$5,313,459.69+$47480.22MFRC
10$2,561,601,973,478$2,510,790,767,801.48$47,947,060$40,208,699.11+$2561554.03MFRC

FRC vs MAIN: Complete Analysis 2026

FRCStock

First Republic Bank, together with its subsidiaries, provides private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. It operates in two segments, Commercial Banking and Wealth Management. The company accepts deposit products, such as noninterest-bearing checking, interest-bearing checking, money market checking accounts, money market savings accounts, and passbook accounts, as well as certificates of deposit. It also offers a range of lending products that comprise residential mortgage loans, home equity lines of credit, multifamily loans, commercial real estate and construction loans, personal and business loans, single family construction loans, and other loans and lines of credit to businesses and individuals. The company's loans are secured by single family residences, multifamily buildings, and commercial real estate properties. In addition, it provides wealth management services, which include various investment strategies and products, online investment management, trust and custody, full service and online brokerage, financial and estate planning, and access to alternative investments, as well as investing, insurance, and foreign exchange services. Further, the company offers online and mobile banking services; refinancing services; and ATM and debit cards. As of December 31, 2021, it offered its services through 82 licensed deposit taking offices primarily in the San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach and San Diego, California; Portland, Oregon; Boston, Massachusetts; Palm Beach, Florida; Greenwich, Connecticut; New York, New York; and Jackson, Wyoming. It also has 12 additional offices that offer lending, wealth management, or trust services. First Republic Bank was founded in 1985 and is headquartered in San Francisco, California.

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MAINBDC

Main Street Capital Corporation is a business development company specializes in equity capital to lower middle market companies. The firm specializing in recapitalizations, management buyouts, refinancing, family estate planning, management buyouts, refinancing, industry consolidation, mature, later stage emerging growth. The firm also provides debt capital to middle market companies for acquisitions, management buyouts, growth financings, recapitalizations and refinancing. The firm seeks to partner with entrepreneurs, business owners and management teams and generally provides one stop financing alternatives within its lower middle market portfolio. It prefers to invest in air freight and logistics, auto components, building products, chemicals, commercial services, computers, construction and engineering, consumer finance, consumer services, electronic equipment, energy equipment and services, financial services, health care equipment, health care providers, hotels, restaurants, and leisure, internet software and services, IT Services, machinery, oil, gas and consumable fuels, paper and forest products, professional and industrial services, road and rail, software, specialty retail, telecommunication, consumer discretionary, energy, materials, technology, and transportation. The firm typically invests in lower middle market companies generally with annual revenues between $5 million and $300 million. It prefers to invest in ranging between $2 million and $75 million in equity investment and enterprise value in ranging between $3 million and $20 million. The firm typically prefers to invest in the range of $5 million and $50 million per transaction in debt investment value and in the range of $1 million and $20 million in annual EBITDA. The firm's middle market debt investments are made in businesses that are generally larger in size than its lower middle market portfolio companies. It takes 5 percent minority and up to 50 percent majority equity investments. Main Street Capital Corporation was founded in 2007 and is based in Houston, Texas with an additional office in Chojnów, Poland.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.