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FSBH vs MCD: Dividend Comparison 2026

FSBH yields 12.50% · MCD yields 2.34%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $32.2K in total portfolio value· pulled ahead in Year 9
10 years
FSBH
FSBH
● Live price
12.50%
Share price
$16.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.6K
Annual income
$2,723.30
Full FSBH calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — FSBH vs MCD

📍 MCD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSBHMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FSBH + MCD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FSBH pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSBH
Annual income on $10K today (after 15% tax)
$1,062.50/yr
After 10yr DRIP, annual income (after tax)
$2,314.81/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, MCD beats the other by $19,643.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSBH + MCD for your $10,000?

FSBH: 50%MCD: 50%
100% MCD50/50100% FSBH
Portfolio after 10yr
$61.7K
Annual income
$14,278.34/yr
Blended yield
23.16%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

FSBH
No analyst data
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSBH buys
0
MCD buys
0
No recent congressional trades found for FSBH or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSBHMCD
Forward yield12.50% ✓2.34%
Annual dividend / share$2.00$7.26 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3% ✓
Portfolio after 10y$45.6K$77.7K ✓
Annual income after 10y$2,723.30$25,833.37 ✓
Total dividends collected$19.7K$57.7K ✓
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: FSBH vs MCD ($10,000, DRIP)

YearFSBH PortfolioFSBH Income/yrMCD PortfolioMCD Income/yrGap
1$11,950$1,250.00$10,812$332.41+$1.1K → FSBH
2$14,183$1,396.03$11,819$488.02+$2.4K → FSBH
3$16,724$1,548.45$13,111$724.37+$3.6K → FSBH
4$19,601$1,706.45$14,832$1,091.05+$4.8K → FSBH
5$22,842$1,869.18$17,219$1,675.85+$5.6K → FSBH
6$26,477$2,035.76$20,688$2,641.85+$5.8K → FSBH
7$30,536$2,205.33$25,990$4,309.70+$4.5K → FSBH
8$35,050$2,377.00$34,590$7,351.77+$460.00 → FSBH
9← crossover$40,053$2,549.93$49,535$13,285.25$9.5K → MCD
10$45,580$2,723.30$77,746$25,833.37$32.2K → MCD

FSBH vs MCD: Complete Analysis 2026

FSBH — Stock

FSBH Corp. operates as the bank holding company for First Southern Bank that provides banking services for individuals and corporate customers. The company offers checking, money market, savings, and certificates of deposit/IRAs, as well as overdrafts; and personal loan products, such as consumer, personal lines of credit, construction, mortgage, mobile home, home equity, and CD secured loans. It also provides commercial, commercial real estate, small business, agriculture, line of credit, and equipment loans; and ACH cash management, business online banking and bill pay, remote deposit capture, eStatement, merchant, and online cash management services. In addition, the company offers money transfer and payment, as well as mobile and telephone banking services, as well as credit cards and insurance. It operates 5 branches serving the areas of Southern Georgia and West Central Florida. The company was founded in 1907 and is based in Waycross, Georgia.

Full FSBH Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.