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FSMJX vs HDV: Dividend Comparison 2026

FSMJX yields 2.99% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HDV wins by $82.00 in total portfolio value
10 years
FSMJX
FSMJX
● Live price
2.99%
Share price
$10.05
Annual div
$0.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.2K
Annual income
$362.58
Full FSMJX calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.72
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$351.71
Full HDV calculator →

Portfolio growth — FSMJX vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFSMJXHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FSMJX + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FSMJX pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSMJX
Annual income on $10K today (after 15% tax)
$254.18/yr
After 10yr DRIP, annual income (after tax)
$308.19/yr
HDV
Annual income on $10K today (after 15% tax)
$247.92/yr
After 10yr DRIP, annual income (after tax)
$298.95/yr
At 15% tax rate, FSMJX beats the other by $9.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSMJX + HDV for your $10,000?

FSMJX: 50%HDV: 50%
100% HDV50/50100% FSMJX
Portfolio after 10yr
$24.3K
Annual income
$357.15/yr
Blended yield
1.47%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSMJX buys
0
HDV buys
0
No recent congressional trades found for FSMJX or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFSMJXHDV
Forward yield2.99% ✓2.92%
Annual dividend / share$0.30$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.2K$24.3K ✓
Annual income after 10y$362.58 ✓$351.71
Total dividends collected$3.3K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FSMJX vs HDV ($10,000, DRIP)

YearFSMJX PortfolioFSMJX Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$10,999$299.03$11,002$291.67$3.00 → HDV
2$12,076$307.39$12,082$299.61$6.00 → HDV
3$13,237$315.42$13,247$307.23$10.00 → HDV
4$14,487$323.12$14,503$314.52$16.00 → HDV
5$15,831$330.49$15,854$321.50$23.00 → HDV
6$17,277$337.54$17,308$328.15$31.00 → HDV
7$18,831$344.26$18,871$334.49$40.00 → HDV
8$20,500$350.67$20,551$340.53$51.00 → HDV
9$22,291$356.78$22,357$346.27$66.00 → HDV
10$24,214$362.58$24,296$351.71$82.00 → HDV

FSMJX vs HDV: Complete Analysis 2026

FSMJX — Stock

The fund will be normally investing at least 80% of assets in U.S. dollar-denominated municipal money market securities and high quality investment-grade municipal debt securities whose interest is exempt from federal income tax. It may be investing up to 10% of assets in lower quality investment-grade securities.

Full FSMJX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.