Is FSTF or BTI a better dividend investment in 2026?

FSTF currently yields 9523.81% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: FSTF offers higher current income.

What is the dividend yield difference between FSTF and BTI?

FSTF has a forward dividend yield of 9523.81% ($2.00/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 9518.41 percentage points.

Home › Compare › FSTF vs BTI

FSTF vs BTI: Dividend Comparison 2026

FSTF yields 9523.81% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FSTF wins by $34096885384495640.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FSTF

● Live price

9523.81%

Share price

$0.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34096885384495640.00M

Annual income

$33,406,863,634,510,780,000,000.00

Full FSTF calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — FSTF vs BTI

📍 FSTF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FSTF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FSTF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FSTF pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FSTF

Annual income on $10K today (after 15% tax)

$809,523.81/yr

After 10yr DRIP, annual income (after tax)

$28,395,834,089,334,163,000,000.00/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, FSTF beats the other by $28,395,834,089,334,163,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FSTF + BTI for your $10,000?

FSTF: 50%BTI: 50%

100% BTI50/50100% FSTF

Portfolio after 10yr

$17048442692247820.00M

Annual income

$16,703,431,817,255,390,000,000.00/yr

Blended yield

97.98%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

FSTF

No analyst data

Altman Z

0.0

Piotroski

0/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FSTF buys

BTI buys

No recent congressional trades found for FSTF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFSTFBTI

Forward yield	9523.81% ✓	5.40%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$34096885384495640.00M ✓	$37.8K
Annual income after 10y	$33,406,863,634,510,780,000,000.00 ✓	$2,802.29
Total dividends collected	$34050931359582140.00M ✓	$14.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: FSTF vs BTI ($10,000, DRIP)

Year	FSTF Portfolio	FSTF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$963,081	$952,380.95	$11,301	$601.08	+$951.8K → FSTF
2	$86,751,988	$85,721,491.09	$12,799	$706.58	+$86.74M → FSTF
3	$7,309,257,562	$7,216,432,935.10	$14,527	$832.38	+$7309.24M → FSTF
4	$576,061,994,112	$568,241,088,520.80	$16,527	$982.75	+$576061.98M → FSTF
5	$42,471,142,252,811	$41,854,755,919,110.81	$18,846	$1,162.95	+$42471142.23M → FSTF
6	$2,929,381,022,509,453	$2,883,936,900,298,945.50	$21,545	$1,379.49	+$2929381022.49M → FSTF
7	$189,036,367,688,831,520	$185,901,929,994,746,400.00	$24,694	$1,640.41	+$189036367688.81M → FSTF
8	$11,413,921,216,762,330,000	$11,211,652,303,335,279,000.00	$28,378	$1,955.69	+$11413921216762.30M → FSTF
9	$644,880,140,172,767,400,000	$632,667,244,470,831,700,000.00	$32,702	$2,337.79	+$644880140172767.38M → FSTF
10	$34,096,885,384,495,640,000,000	$33,406,863,634,510,780,000,000.00	$37,794	$2,802.29	+$34096885384495640.00M → FSTF

FSTF vs BTI: Complete Analysis 2026

FSTF — Stock

First State Financial Corporation operates as the bank holding company for First State Bank, which provides retail and commercial banking services to individuals, and small and medium-sized businesses in the west central region of Florida. The company primarily engages in generating deposits and originating loans. Its deposit products consist of certificates of deposit, checking and other demand deposits, NOW accounts, savings accounts, and money market accounts. The company's lending portfolio comprises commercial, consumer, and real estate loans, including commercial loans collateralized by real estate. It also provides safe deposit boxes, wire transfers, direct deposit of payroll and social security payments, night depository, and travelers' checks, as well as offers banking by mail and Internet, and automated teller machine services. The company was founded in 1988 and is headquartered in Sarasota, Florida.

Full FSTF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.