Is FTCLX or HDV a better dividend investment in 2026?

FTCLX currently yields 7.60% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: FTCLX offers higher current income.

What is the dividend yield difference between FTCLX and HDV?

FTCLX has a forward dividend yield of 7.60% ($1.68/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 4.68 percentage points.

Home › Compare › FTCLX vs HDV

FTCLX vs HDV: Dividend Comparison 2026

FTCLX yields 7.60% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FTCLX wins by $8.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FTCLX

● Live price

7.60%

Share price

$22.17

Annual div

$1.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.1K

Annual income

$1,230.11

Full FTCLX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — FTCLX vs HDV

📍 FTCLX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FTCLX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FTCLX + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FTCLX pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FTCLX

Annual income on $10K today (after 15% tax)

$645.95/yr

After 10yr DRIP, annual income (after tax)

$1,045.59/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, FTCLX beats the other by $746.64/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FTCLX + HDV for your $10,000?

FTCLX: 50%HDV: 50%

100% HDV50/50100% FTCLX

Portfolio after 10yr

$28.7K

Annual income

$790.92/yr

Blended yield

2.76%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FTCLX buys

HDV buys

No recent congressional trades found for FTCLX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFTCLXHDV

Forward yield	7.60% ✓	2.92%
Annual dividend / share	$1.68	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.1K ✓	$24.3K
Annual income after 10y	$1,230.11 ✓	$351.71
Total dividends collected	$10.0K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FTCLX vs HDV ($10,000, DRIP)

Year	FTCLX Portfolio	FTCLX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,460	$759.95	$11,002	$291.67	+$458.00 → FTCLX
2	$13,076	$813.92	$12,082	$299.61	+$994.00 → FTCLX
3	$14,859	$867.94	$13,247	$307.23	+$1.6K → FTCLX
4	$16,821	$921.79	$14,503	$314.52	+$2.3K → FTCLX
5	$18,974	$975.23	$15,854	$321.50	+$3.1K → FTCLX
6	$21,330	$1,028.07	$17,308	$328.15	+$4.0K → FTCLX
7	$23,903	$1,080.13	$18,871	$334.49	+$5.0K → FTCLX
8	$26,708	$1,131.25	$20,551	$340.53	+$6.2K → FTCLX
9	$29,759	$1,181.28	$22,357	$346.27	+$7.4K → FTCLX
10	$33,072	$1,230.11	$24,296	$351.71	+$8.8K → FTCLX

FTCLX vs HDV: Complete Analysis 2026

FTCLX — Stock

The investment seeks capital appreciation. The fund is a "fund to funds" meaning that it seeks to achieve its investment goal by investing its assets in a combination of the Franklin Growth Fund, Franklin Growth Opportunities Fund, Franklin Mutual Shares Fund and Templeton Growth Fund (underlying funds) on a fixed percentage basis. It makes equal allocations (approximately 25%) to each of the underlying funds. These underlying funds, in turn, invest primarily in U.S. and foreign equity securities.

Full FTCLX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this FTCLX vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FTCLX vs SCHD FTCLX vs JEPI FTCLX vs O FTCLX vs KO FTCLX vs MAIN FTCLX vs VYM FTCLX vs DVY FTCLX vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.