Is FVE or BTI a better dividend investment in 2026?

FVE currently yields 68.03% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: FVE offers higher current income.

What is the dividend yield difference between FVE and BTI?

FVE has a forward dividend yield of 68.03% ($2.00/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 62.65 percentage points.

Home › Compare › FVE vs BTI

FVE vs BTI: Dividend Comparison 2026

FVE yields 68.03% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FVE wins by $920.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FVE

● Live price

68.03%

Share price

$2.94

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$958.4K

Annual income

$246,254.46

Full FVE calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — FVE vs BTI

📍 FVE pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FVE	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FVE + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FVE pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FVE

Annual income on $10K today (after 15% tax)

$5,782.31/yr

After 10yr DRIP, annual income (after tax)

$209,316.29/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, FVE beats the other by $206,947.65/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FVE + BTI for your $10,000?

FVE: 50%BTI: 50%

100% BTI50/50100% FVE

Portfolio after 10yr

$498.0K

Annual income

$124,520.55/yr

Blended yield

25.00%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

FVE

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

1.6

Piotroski

2/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FVE buys

BTI buys

No recent congressional trades found for FVE or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFVEBTI

Forward yield	68.03% ✓	5.38%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$958.4K ✓	$37.7K
Annual income after 10y	$246,254.46 ✓	$2,786.64
Total dividends collected	$812.6K ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Buy	Buy

Year-by-year: FVE vs BTI ($10,000, DRIP)

Year	FVE Portfolio	FVE Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$17,503	$6,802.72	$11,299	$598.92	+$6.2K → FVE
2	$29,856	$11,127.68	$12,794	$703.91	+$17.1K → FVE
3	$49,685	$17,739.47	$14,518	$829.07	+$35.2K → FVE
4	$80,753	$27,590.29	$16,513	$978.64	+$64.2K → FVE
5	$128,315	$41,908.99	$18,827	$1,157.84	+$109.5K → FVE
6	$199,533	$62,235.88	$21,518	$1,373.12	+$178.0K → FVE
7	$303,947	$90,447.04	$24,657	$1,632.46	+$279.3K → FVE
8	$453,987	$128,763.96	$28,329	$1,945.74	+$425.7K → FVE
9	$665,511	$179,744.77	$32,637	$2,325.33	+$632.9K → FVE
10	$958,352	$246,254.46	$37,708	$2,786.64	+$920.6K → FVE

FVE vs BTI: Complete Analysis 2026

FVE — Stock

Five Star Senior Living Inc. operates and manages senior living communities in the United States. It operates through Senior Living, and Rehabilitation and Wellness segments. Its senior living communities comprise independent living communities, assisted living communities, continuing care retirement communities (CCRCs), skilled nursing facilities (SNFs), and an active adult community. The company offers nursing and healthcare services; and rehabilitation and wellness services. As of December 31, 2020, it operated 268 senior living communities consisting of 29,271 living units comprising 243 primarily independent and assisted living communities with 28,316 living units, and 9 SNFs with 955 living units located in 31 states. The company was formerly known as Five Star Quality Care, Inc. and changed its name to Five Star Senior Living Inc. in March 2017. Five Star Senior Living Inc. was founded in 2001 and is headquartered in Newton, Massachusetts.

Full FVE Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.