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GAIN vs UPS: Dividend Comparison 2026

GAIN yields 10.60% · UPS yields 6.91%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GAIN wins by $72.83M in total portfolio value
10 years
GAIN
GAIN
● Live price
10.60%
Share price
$14.15
Annual div
$1.50
5Y div CAGR
60.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$94.44M
Annual income
$81,370,192.12
Full GAIN calculator →
UPS
UPS
● Live price
6.91%
Share price
$94.96
Annual div
$6.56
5Y div CAGR
63.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.60M
Annual income
$17,853,988.84
Full UPS calculator →

Portfolio growth — GAIN vs UPS

📍 GAIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGAINUPS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GAIN + UPS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GAIN pays
UPS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GAIN
Annual income on $10K today (after 15% tax)
$901.06/yr
After 10yr DRIP, annual income (after tax)
$69,164,663.30/yr
UPS
Annual income on $10K today (after 15% tax)
$587.23/yr
After 10yr DRIP, annual income (after tax)
$15,175,890.51/yr
At 15% tax rate, GAIN beats the other by $53,988,772.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GAIN + UPS for your $10,000?

GAIN: 50%UPS: 50%
100% UPS50/50100% GAIN
Portfolio after 10yr
$58.02M
Annual income
$49,612,090.48/yr
Blended yield
85.51%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UPS right now

GAIN
Analyst Ratings
2
Buy
5
Hold
Consensus: Hold
Price Target
$15.00
+6.0% upside vs current
Range: $15.00 — $15.00
Altman Z
0.8
Piotroski
2/9
UPS
Analyst Ratings
2
Strong
18
Buy
21
Hold
4
Sell
Consensus: Hold
Price Target
$110.60
+16.5% upside vs current
Range: $85.00 — $128.00
Altman Z
2.9
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GAIN buys
0
UPS buys
0
No recent congressional trades found for GAIN or UPS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGAINUPS
Forward yield10.60%6.91%
Annual dividend / share$1.50$6.56
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR60.8%63.4%
Portfolio after 10y$94.44M$21.60M
Annual income after 10y$81,370,192.12$17,853,988.84
Total dividends collected$93.35M$21.26M
Payment frequencyquarterlyquarterly
SectorBDCIndustrials
Analyst consensusHoldHold
Analyst price target$15.00$110.60

Year-by-year: GAIN vs UPS ($10,000, DRIP)

YearGAIN PortfolioGAIN Income/yrUPS PortfolioUPS Income/yrGap
1← crossover$12,405$1,704.59$11,829$1,128.85+$576.00GAIN
2$16,451$3,177.65$14,696$2,039.15+$1.8KGAIN
3$23,935$6,332.95$19,594$3,868.78+$4.3KGAIN
4$39,458$13,847.20$28,842$7,876.90+$10.6KGAIN
5$76,525$34,305.35$48,568$17,706.64+$28.0KGAIN
6$181,867$99,985.28$97,500$45,532.94+$84.4KGAIN
7$551,697$357,099.04$243,915$139,589.70+$307.8KGAIN
8$2,218,251$1,627,935.73$794,268$533,278.88+$1.42MGAIN
9$12,210,237$9,836,707.55$3,501,731$2,651,864.00+$8.71MGAIN
10$94,435,145$81,370,192.12$21,600,841$17,853,988.84+$72.83MGAIN

GAIN vs UPS: Complete Analysis 2026

GAINBDC

Gladstone Investment Corporation is business development company, specializes in lower middle market, mature stage, buyouts; refinancing existing debt; senior debt securities such as senior loans, senior term loans, lines of credit, and senior notes; senior subordinated debt securities such as senior subordinated loans and senior subordinated notes; junior subordinated debt securities such as subordinated notes and mezzanine loans; limited liability company interests, and warrants or options. The fund does not invest in start-ups. The fund seeks to invest in manufacturing, consumer products and business/consumer services sector. It seeks to invest in small and mid-sized companies based in the United States. The fund prefers to make debt investments between $5 million and $30 million and equity investments between $10 million and $40 million in companies. The fund seeks to invest in companies with revenue between $20 million and $100 million. The fund invests in companies with EBITDA from $3 million to $20 million. It seeks minority equity ownership and prefers to hold a board seat in its portfolio companies. It also prefers to take majority stake in its portfolio companies. The fund typically holds the investments for seven years and exits via sale or recapitalization, initial public offering, or sale to third party.

Full GAIN Calculator →

UPSIndustrials

United Parcel Service, Inc. provides letter and package delivery, transportation, logistics, and related services. It operates through two segments, U.S. Domestic Package and International Package. The U.S. Domestic Package segment offers time-definite delivery of letters, documents, small packages, and palletized freight through air and ground services in the United States. The International Package segment provides guaranteed day and time-definite international shipping services in Europe, the Asia Pacific, Canada and Latin America, the Indian sub-continent, the Middle East, and Africa. This segment offers guaranteed time-definite express options. The company also provides international air and ocean freight forwarding, customs brokerage, distribution and post-sales, and mail and consulting services in approximately 200 countries and territories. In addition, it offers truckload brokerage services; supply chain solutions to the healthcare and life sciences industry; shipping, visibility, and billing technologies; and financial and insurance services. The company operates a fleet of approximately 121,000 package cars, vans, tractors, and motorcycles; and owns 59,000 containers that are used to transport cargo in its aircraft. United Parcel Service, Inc. was founded in 1907 and is headquartered in Atlanta, Georgia.

Full UPS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.