HomeCompareGARY vs BTI

GARY vs BTI: Dividend Comparison 2026

GARY yields 0.05% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $18.0K in total portfolio value
10 years
GARY
GARY
● Live price
0.05%
Share price
$21.06
Annual div
$0.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$5.29
Full GARY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — GARY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGARYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GARY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GARY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GARY
Annual income on $10K today (after 15% tax)
$4.48/yr
After 10yr DRIP, annual income (after tax)
$4.50/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,364.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GARY + BTI for your $10,000?

GARY: 50%BTI: 50%
100% BTI50/50100% GARY
Portfolio after 10yr
$28.7K
Annual income
$1,395.96/yr
Blended yield
4.86%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

GARY
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GARY buys
0
BTI buys
0
No recent congressional trades found for GARY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGARYBTI
Forward yield0.05%5.38%
Annual dividend / share$0.01$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$19.7K$37.7K
Annual income after 10y$5.29$2,786.64
Total dividends collected$53.00$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GARY vs BTI ($10,000, DRIP)

YearGARY PortfolioGARY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,705$5.27$11,299$598.92$594.00BTI
2$11,460$5.27$12,794$703.91$1.3KBTI
3$12,267$5.28$14,518$829.07$2.3KBTI
4$13,131$5.28$16,513$978.64$3.4KBTI
5$14,056$5.28$18,827$1,157.84$4.8KBTI
6$15,045$5.28$21,518$1,373.12$6.5KBTI
7$16,103$5.28$24,657$1,632.46$8.6KBTI
8$17,236$5.29$28,329$1,945.74$11.1KBTI
9$18,448$5.29$32,637$2,325.33$14.2KBTI
10$19,744$5.29$37,708$2,786.64$18.0KBTI

GARY vs BTI: Complete Analysis 2026

GARYStock

GARY seeks long-term capital appreciation by actively managing a portfolio of US large-cap stocks considered to have high growth characteristics. The portfolio is constructed using a quantamental methodology that combines quantitative analysis (screening for momentum, valuation, sentiment, and technical factors) with fundamental research (evaluating competitive position, management, and valuation). The fund emphasizes large-cap stocks but may also invest in mid- and small-cap companies with compelling growth prospects. It maintains a long-term investment horizon but may sell positions if specific quantitative or fundamental criteria are no longer met. The fund is non-diversified, meaning it can have larger positions in fewer companies than diversified funds.

Full GARY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this GARY vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

GARY vs SCHDGARY vs JEPIGARY vs OGARY vs KOGARY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.