HomeCompareGBDC vs XPO

GBDC vs XPO: Dividend Comparison 2026

GBDC yields 11.86% · XPO yields 1.07%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.83M in total portfolio value
10 years
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →
XPO
XPO
● Live price
1.07%
Share price
$186.40
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$115.03
Full XPO calculator →

Portfolio growth — GBDC vs XPO

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGBDCXPO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GBDC + XPO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GBDC pays
XPO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
XPO
Annual income on $10K today (after 15% tax)
$91.20/yr
After 10yr DRIP, annual income (after tax)
$97.78/yr
At 15% tax rate, GBDC beats the other by $13,983,025.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GBDC + XPO for your $10,000?

GBDC: 50%XPO: 50%
100% XPO50/50100% GBDC
Portfolio after 10yr
$10.44M
Annual income
$8,225,424.44/yr
Blended yield
78.82%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on XPO right now

GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
XPO
Analyst Ratings
21
Buy
10
Hold
1
Sell
Consensus: Buy
Price Target
$190.33
+2.1% upside vs current
Range: $95.00 — $250.00
Altman Z
3.5
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GBDC buys
2
XPO buys
0
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGBDCXPO
Forward yield11.86%1.07%
Annual dividend / share$1.50$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR51.1%0%
Portfolio after 10y$20.85M$21.2K
Annual income after 10y$16,450,733.83$115.03
Total dividends collected$20.43M$1.1K
Payment frequencyquarterlyquarterly
SectorBDCIndustrials
Analyst consensusBuyBuy
Analyst price target$14.00$190.33

Year-by-year: GBDC vs XPO ($10,000, DRIP)

YearGBDC PortfolioGBDC Income/yrXPO PortfolioXPO Income/yrGap
1← crossover$12,492$1,791.70$10,807$107.30+$1.7KGBDC
2$16,527$3,160.58$11,672$108.37+$4.9KGBDC
3$23,588$5,904.90$12,599$109.39+$11.0KGBDC
4$37,141$11,901.65$13,591$110.35+$23.6KGBDC
5$66,205$26,463.38$14,653$111.25+$51.6KGBDC
6$137,452$66,612.65$15,791$112.10+$121.7KGBDC
7$342,372$195,298.53$17,010$112.90+$325.4KGBDC
8$1,053,292$686,954.33$18,314$113.66+$1.03MGBDC
9$4,111,439$2,984,416.95$19,710$114.37+$4.09MGBDC
10$20,849,974$16,450,733.83$21,205$115.03+$20.83MGBDC

GBDC vs XPO: Complete Analysis 2026

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

XPOIndustrials

XPO Logistics, Inc. provides freight transportation services in the United States, rest of North America, France, the United Kingdom, rest of Europe, and internationally. The company operates in two segments, North American LTL and Brokerage and Other Services. The North American LTL segment provides customers with less-than-truckload (LTL) services, such as geographic density and day-definite regional, inter-regional, and transcontinental LTL freight services. This segment also offers cross-border U.S. service to and from Mexico and Canada, as well as intra-Canada service. The Brokerage and Other Services segment offers last mile logistics for heavy goods sold through e-commerce, omnichannel retail, and direct-to-consumer channels, as well as other non-core brokered freight transportation modes. It provides its services to customers in various industries, such as industrial and manufacturing, retail and e-commerce, food and beverage, logistics and transportation, and consumer goods. The company was incorporated in 2000 and is based in Greenwich, Connecticut.

Full XPO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.