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GBSMF vs BTI: Dividend Comparison 2026

GBSMF yields 7.49% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $16.7K in total portfolio value
10 years
GBSMF
GBSMF
● Live price
7.49%
Share price
$2.09
Annual div
$0.16
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$0.78
Full GBSMF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — GBSMF vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGBSMFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GBSMF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GBSMF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GBSMF
Annual income on $10K today (after 15% tax)
$636.53/yr
After 10yr DRIP, annual income (after tax)
$0.66/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,367.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GBSMF + BTI for your $10,000?

GBSMF: 50%BTI: 50%
100% BTI50/50100% GBSMF
Portfolio after 10yr
$29.3K
Annual income
$1,393.71/yr
Blended yield
4.75%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

GBSMF
No analyst data
Altman Z
6.4
Piotroski
3/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GBSMF buys
0
BTI buys
0
No recent congressional trades found for GBSMF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGBSMFBTI
Forward yield7.49%5.38%
Annual dividend / share$0.16$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%11.3%
Portfolio after 10y$21.0K$37.7K
Annual income after 10y$0.78$2,786.64
Total dividends collected$765.00$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GBSMF vs BTI ($10,000, DRIP)

YearGBSMF PortfolioGBSMF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,074$374.43$11,299$598.92$225.00BTI
2$12,043$193.77$12,794$703.91$751.00BTI
3$12,985$98.47$14,518$829.07$1.5KBTI
4$13,943$49.61$16,513$978.64$2.6KBTI
5$14,944$24.89$18,827$1,157.84$3.9KBTI
6$16,003$12.47$21,518$1,373.12$5.5KBTI
7$17,129$6.24$24,657$1,632.46$7.5KBTI
8$18,332$3.12$28,329$1,945.74$10.0KBTI
9$19,616$1.56$32,637$2,325.33$13.0KBTI
10$20,990$0.78$37,708$2,786.64$16.7KBTI

GBSMF vs BTI: Complete Analysis 2026

GBSMFStock

Ginebra San Miguel Inc., together with its subsidiaries, manufactures and sells alcoholic beverages in the Philippines and internationally. The company provides gins, brandies, wines, and distilled spirits, as well as vodka and rum. It offers alcoholic beverages under the Ginebra San Miguel, Ginebra San Miguel Premium, G.S.M. Blue, G.S.M. Blue Flavors, Primera Light, Vino Kulafu, Antonov, Anejo Gold, and Don Enrique Mixkila brands. The company also exports its products under the Tondena Gold rum, Tondena Manila Rum, Mix Gin, Mix Rum, and Mix Vodka brand names. It serves dealers, wholesalers, and retailers; off-premise outlets, such as supermarkets, grocery stores, sari-sari stores, and convenience stores; and on-premise outlets comprising bars, restaurants, and hotels. The company was founded in 1834 and is headquartered in Mandaluyong City, the Philippines. Ginebra San Miguel Inc. is a subsidiary of San Miguel Food and Beverage, Inc.

Full GBSMF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.