HomeCompareGCIFX vs BTI

GCIFX vs BTI: Dividend Comparison 2026

GCIFX yields 32.52% · BTI yields 5.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GCIFX wins by $115.0K in total portfolio value
10 years
GCIFX
GCIFX
● Live price
32.52%
Share price
$15.00
Annual div
$4.88
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$153.0K
Annual income
$21,701.89
Full GCIFX calculator →
BTI
BTI
● Live price
5.44%
Share price
$57.89
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.9K
Annual income
$2,830.27
Full BTI calculator →

Portfolio growth — GCIFX vs BTI

📍 GCIFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGCIFXBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GCIFX + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GCIFX pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GCIFX
Annual income on $10K today (after 15% tax)
$2,764.60/yr
After 10yr DRIP, annual income (after tax)
$18,446.61/yr
BTI
Annual income on $10K today (after 15% tax)
$461.98/yr
After 10yr DRIP, annual income (after tax)
$2,405.73/yr
At 15% tax rate, GCIFX beats the other by $16,040.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GCIFX + BTI for your $10,000?

GCIFX: 50%BTI: 50%
100% BTI50/50100% GCIFX
Portfolio after 10yr
$95.5K
Annual income
$12,266.08/yr
Blended yield
12.85%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

GCIFX
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-30.9% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GCIFX buys
0
BTI buys
0
No recent congressional trades found for GCIFX or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGCIFXBTI
Forward yield32.52%5.44%
Annual dividend / share$4.88$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$153.0K$37.9K
Annual income after 10y$21,701.89$2,830.27
Total dividends collected$107.6K$14.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GCIFX vs BTI ($10,000, DRIP)

YearGCIFX PortfolioGCIFX Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$13,952$3,252.47$11,305$604.92+$2.6KGCIFX
2$19,170$4,241.12$12,808$711.34+$6.4KGCIFX
3$25,958$5,445.94$14,542$838.28+$11.4KGCIFX
4$34,667$6,891.83$16,550$990.08+$18.1KGCIFX
5$45,696$8,601.90$18,881$1,172.07+$26.8KGCIFX
6$59,491$10,596.65$21,594$1,390.86+$37.9KGCIFX
7$76,549$12,893.21$24,760$1,654.60+$51.8KGCIFX
8$97,412$15,504.69$28,466$1,973.44+$68.9KGCIFX
9$122,670$18,439.68$32,819$2,360.05+$89.9KGCIFX
10$152,959$21,701.89$37,947$2,830.27+$115.0KGCIFX

GCIFX vs BTI: Complete Analysis 2026

GCIFXStock

The investment seeks to achieve long-term total return which matches the performance of the MSCI World ex USA SRI ex Fossil Fuels Index (the "underlying index"). The fund invests substantially all of its assets in the common stocks which make up the underlying index. The underlying index is comprised of the common stocks of the companies in the MSCI World ex USA SRI Index, minus the stocks of the companies that explore for, extract, produce, manufacture or refine coal, oil or gas or produce or transmit electricity derived from fossil fuels or transmit natural gas or have carbon reserves included in the World ex USA SRI (Socially Responsible Investment) Index.

Full GCIFX Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this GCIFX vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

GCIFX vs SCHDGCIFX vs JEPIGCIFX vs OGCIFX vs KOGCIFX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.