Is GCIFX or QYLD a better dividend investment in 2026?

GCIFX currently yields 32.94% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: GCIFX offers higher current income.

What is the dividend yield difference between GCIFX and QYLD?

GCIFX has a forward dividend yield of 32.94% ($4.88/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 21.02 percentage points.

Home › Compare › GCIFX vs QYLD

GCIFX vs QYLD: Dividend Comparison 2026

GCIFX yields 32.94% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GCIFX wins by $131.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

GCIFX

● Live price

32.94%

Share price

$14.81

Annual div

$4.88

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$156.6K

Annual income

$22,466.43

Full GCIFX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — GCIFX vs QYLD

📍 GCIFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GCIFX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GCIFX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

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May

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Jun

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Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

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GCIFX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GCIFX

Annual income on $10K today (after 15% tax)

$2,800.06/yr

After 10yr DRIP, annual income (after tax)

$19,096.47/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, GCIFX beats the other by $14,286.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GCIFX + QYLD for your $10,000?

GCIFX: 50%QYLD: 50%

100% QYLD50/50100% GCIFX

Portfolio after 10yr

$91.0K

Annual income

$14,062.87/yr

Blended yield

15.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GCIFX buys

QYLD buys

No recent congressional trades found for GCIFX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGCIFXQYLD

Forward yield	32.94% ✓	11.92%
Annual dividend / share	$4.88 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$156.6K ✓	$25.4K
Annual income after 10y	$22,466.43 ✓	$5,659.31
Total dividends collected	$110.7K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: GCIFX vs QYLD ($10,000, DRIP)

Year	GCIFX Portfolio	GCIFX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$13,994	$3,294.19	$10,352	$1,192.36	+$3.6K → GCIFX
2	$19,282	$4,308.37	$10,830	$1,347.57	+$8.5K → GCIFX
3	$26,180	$5,548.01	$11,460	$1,539.07	+$14.7K → GCIFX
4	$35,052	$7,039.89	$12,275	$1,777.84	+$22.8K → GCIFX
5	$46,315	$8,809.10	$13,323	$2,078.95	+$33.0K → GCIFX
6	$60,435	$10,878.11	$14,667	$2,463.34	+$45.8K → GCIFX
7	$77,932	$13,265.92	$16,396	$2,960.57	+$61.5K → GCIFX
8	$99,374	$15,987.37	$18,631	$3,612.97	+$80.7K → GCIFX
9	$125,383	$19,052.55	$21,548	$4,482.15	+$103.8K → GCIFX
10	$156,626	$22,466.43	$25,398	$5,659.31	+$131.2K → GCIFX

GCIFX vs QYLD: Complete Analysis 2026

GCIFX — Stock

The investment seeks to achieve long-term total return which matches the performance of the MSCI World ex USA SRI ex Fossil Fuels Index (the "underlying index"). The fund invests substantially all of its assets in the common stocks which make up the underlying index. The underlying index is comprised of the common stocks of the companies in the MSCI World ex USA SRI Index, minus the stocks of the companies that explore for, extract, produce, manufacture or refine coal, oil or gas or produce or transmit electricity derived from fossil fuels or transmit natural gas or have carbon reserves included in the World ex USA SRI (Socially Responsible Investment) Index.

Full GCIFX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.