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GCRIF vs GBDC: Dividend Comparison 2026

GCRIF yields 6802.72% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GCRIF wins by $1252821986409093.25M in total portfolio value
10 years
GCRIF
GCRIF
● Live price
6802.72%
Share price
$0.03
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1252821986409114.00M
Annual income
$1,217,612,143,900,674,800,000.00
Full GCRIF calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — GCRIF vs GBDC

📍 GCRIF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGCRIFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GCRIF + GBDC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GCRIF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GCRIF
Annual income on $10K today (after 15% tax)
$578,231.29/yr
After 10yr DRIP, annual income (after tax)
$1,034,970,322,315,573,500,000.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GCRIF beats the other by $1,034,970,322,315,559,600,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GCRIF + GBDC for your $10,000?

GCRIF: 50%GBDC: 50%
100% GBDC50/50100% GCRIF
Portfolio after 10yr
$626410993204567.38M
Annual income
$608,806,071,950,345,600,000.00/yr
Blended yield
97.19%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

GCRIF
No analyst data
Altman Z
-87.9
Piotroski
1/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GCRIF buys
0
GBDC buys
0
No recent congressional trades found for GCRIF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGCRIFGBDC
Forward yield6802.72% ✓11.85%
Annual dividend / share$2.00 ✓$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1% ✓
Portfolio after 10y$1252821986409114.00M ✓$20.78M
Annual income after 10y$1,217,612,143,900,674,800,000.00 ✓$16,389,263.41
Total dividends collected$1250460557826890.75M ✓$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: GCRIF vs GBDC ($10,000, DRIP)

YearGCRIF PortfolioGCRIF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$690,972$680,272.11$12,490$1,790.28+$678.5K → GCRIF
2$44,669,158$43,929,818.10$16,522$3,157.73+$44.65M → GCRIF
3$2,701,930,202$2,654,134,202.57$23,578$5,898.68+$2701.91M → GCRIF
4$152,930,513,433$150,039,448,116.67$37,115$11,886.75+$152930.48M → GCRIF
5$8,100,367,382,283$7,936,731,732,909.78$66,136$26,423.57+$8100367.32M → GCRIF
6$401,555,147,677,812$392,887,754,578,769.44$137,257$66,491.44+$401555147.54M → GCRIF
7$18,631,919,116,083,376$18,202,255,108,068,116.00$341,734$194,868.54+$18631919115.74M → GCRIF
8$809,257,433,750,501,500$789,321,280,296,292,400.00$1,050,788$685,133.02+$809257433749.45M → GCRIF
9$32,906,394,867,700,118,000$32,040,489,413,587,083,000.00$4,099,314$2,974,971.01+$32906394867696.02M → GCRIF
10$1,252,821,986,409,114,000,000$1,217,612,143,900,674,800,000.00$20,775,530$16,389,263.41+$1252821986409093.25M → GCRIF

GCRIF vs GBDC: Complete Analysis 2026

GCRIF — Stock

Clean Energy Transition Inc., a mining company, focuses on selling dimensional limestone for landscape applications in Canada. It has operating rights in Shadow Lake Quarry that covers 16.12 hectares located in Ontario. The company was formerly known as Rogue Resources Inc. and changed its name to Clean Energy Transition Inc. in May 2024. Clean Energy Transition Inc. was incorporated in 1985 and is headquartered in Toronto, Canada.

Full GCRIF Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.