Is GFCJ or GBDC a better dividend investment in 2026?

GFCJ currently yields 666666.67% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: GFCJ offers higher current income.

What is the dividend yield difference between GFCJ and GBDC?

GFCJ has a forward dividend yield of 666666.67% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 666654.81 percentage points.

Home › Compare › GFCJ vs GBDC

GFCJ vs GBDC: Dividend Comparison 2026

GFCJ yields 666666.67% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GFCJ wins by $8.275235618773884e+34M in total portfolio value

INVESTMENT

TIME HORIZON10 years

GFCJ

● Live price

666666.67%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$8.275235618773884e+34M

Annual income

$82,727,945,429,218,320,000,000,000,000,000,000,000,000.00

Full GFCJ calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — GFCJ vs GBDC

📍 GFCJ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	GFCJ	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, GFCJ + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

GFCJ pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GFCJ

Annual income on $10K today (after 15% tax)

$56,666,666.67/yr

After 10yr DRIP, annual income (after tax)

$70,318,753,614,835,575,000,000,000,000,000,000,000,000.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, GFCJ beats the other by $70,318,753,614,835,575,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of GFCJ + GBDC for your $10,000?

GFCJ: 50%GBDC: 50%

100% GBDC50/50100% GFCJ

Portfolio after 10yr

$4.137617809386942e+34M

Annual income

$41,363,972,714,609,160,000,000,000,000,000,000,000,000.00/yr

Blended yield

99.97%

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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

GFCJ

No analyst data

Altman Z

-0.8

Piotroski

6/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GFCJ buys

GBDC buys

No recent congressional trades found for GFCJ or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricGFCJGBDC

Forward yield	666666.67% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$8.275235618773884e+34M	$20.85M ✓
Annual income after 10y	$82,727,945,429,218,320,000,000,000,000,000,000,000,000.00 ✓	$16,450,733.83
Total dividends collected	$8.275075881065991e+34M	$20.43M ✓
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: GFCJ vs GBDC ($10,000, DRIP)

Year	GFCJ Portfolio	GFCJ Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$66,677,367	$66,666,666.67	$12,492	$1,791.70	+$66.66M → GFCJ
2	$415,506,651,117	$415,435,306,334.37	$16,527	$3,160.58	+$415506.63M → GFCJ
3	$2,419,908,598,386,268	$2,419,464,006,269,573.00	$23,588	$5,904.90	+$2419908598.36M → GFCJ
4	$13,171,697,643,084,456,000	$13,169,108,340,884,183,000.00	$37,141	$11,901.65	+$13171697643084.42M → GFCJ
5	$67,004,927,492,790,120,000,000	$66,990,833,776,312,020,000,000.00	$66,205	$26,463.38	+$67004927492790120.00M → GFCJ
6	$318,562,277,003,514,840,000,000,000	$318,490,581,731,097,560,000,000,000.00	$137,452	$66,612.65	+$318562277003514871808.00M → GFCJ
7	$1,415,484,168,853,553,000,000,000,000,000	$1,415,143,307,217,159,200,000,000,000,000.00	$342,372	$195,298.53	+$1.415484168853553e+24M → GFCJ
8	$5,878,130,573,362,507,000,000,000,000,000,000	$5,876,616,005,301,833,000,000,000,000,000,000.00	$1,053,292	$686,954.33	+$5.878130573362507e+27M → GFCJ
9	$22,813,793,009,840,743,000,000,000,000,000,000,000	$22,807,503,410,127,248,000,000,000,000,000,000,000.00	$4,111,439	$2,984,416.95	+$2.2813793009840744e+31M → GFCJ
10	$82,752,356,187,738,840,000,000,000,000,000,000,000,000	$82,727,945,429,218,320,000,000,000,000,000,000,000,000.00	$20,849,974	$16,450,733.83	+$8.275235618773884e+34M → GFCJ

GFCJ vs GBDC: Complete Analysis 2026

GFCJ — Stock

Guaranty Financial Corporation operates as the bank holding company for Guaranty Bank that provides various banking services. It accepts various checking and savings accounts, certificates of deposit, money market accounts, and individual retirement accounts. The company also offers mortgage loans; and debit and credit cards, online and mobile banking, bill pay, direct deposits, payroll, and merchant services. It operates approximately 120 branch locations, primarily in grocery stores, in Wisconsin, Illinois, Michigan, Minnesota, and Georgia. The company was founded in 1923 and is based in Glendale, Wisconsin.

Full GFCJ Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.