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GHMS vs BTI: Dividend Comparison 2026

GHMS yields 3.83% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $12.1K in total portfolio value
10 years
GHMS
GHMS
● Live price
3.83%
Share price
$26.24
Annual div
$1.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$489.15
Full GHMS calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — GHMS vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGHMSBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GHMS + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GHMS pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GHMS
Annual income on $10K today (after 15% tax)
$325.18/yr
After 10yr DRIP, annual income (after tax)
$415.78/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $1,952.87/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of GHMS + BTI for your $10,000?

GHMS: 50%BTI: 50%
100% BTI50/50100% GHMS
Portfolio after 10yr
$31.7K
Annual income
$1,637.90/yr
Blended yield
5.17%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

GHMS
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GHMS buys
0
BTI buys
0
No recent congressional trades found for GHMS or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGHMSBTI
Forward yield3.83%5.38%
Annual dividend / share$1.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$25.6K$37.7K
Annual income after 10y$489.15$2,786.64
Total dividends collected$4.4K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GHMS vs BTI ($10,000, DRIP)

YearGHMS PortfolioGHMS Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,083$382.57$11,299$598.92$216.00BTI
2$12,255$396.25$12,794$703.91$539.00BTI
3$13,522$409.49$14,518$829.07$996.00BTI
4$14,891$422.28$16,513$978.64$1.6KBTI
5$16,368$434.60$18,827$1,157.84$2.5KBTI
6$17,960$446.45$21,518$1,373.12$3.6KBTI
7$19,675$457.84$24,657$1,632.46$5.0KBTI
8$21,521$468.74$28,329$1,945.74$6.8KBTI
9$23,507$479.18$32,637$2,325.33$9.1KBTI
10$25,641$489.15$37,708$2,786.64$12.1KBTI

GHMS vs BTI: Complete Analysis 2026

GHMSStock

GHMS aims for income by using various proprietary models to invest in fixed income securities including other ETFs. Each fund respectively invests in US and non-US corporate bonds, government securities, and agency and mortgage-backed securities. The underlying ETFs may invest in debt securities of any credit rating or maturity. Utilizing rules-based, quantitative systems in combination with discretionary analysis, the adviser measures market risk to select funds. Adjustments to exposure is based on an analysis supported by proprietary models that may utilize factors, such as momentum and trend, market structure, volatility, cross-asset signals, seasonality, and fundamentals. To hedge duration and interest rate risk, the fund may invest up to 20% of its assets in futures contracts on sovereign bonds or fixed income indexes. The actively managed fund allows the portfolio manager full discretion to adjust the portfolio at any time.

Full GHMS Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.