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GIVPY vs BTI: Dividend Comparison 2026

GIVPY yields 39.34% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GIVPY wins by $13064844262.10M in total portfolio value
10 years
GIVPY
GIVPY
● Live price
39.34%
Share price
$5.75
Annual div
$2.26
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$13064844262.13M
Annual income
$13,001,357,030,571,746.00
Full GIVPY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — GIVPY vs BTI

📍 GIVPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGIVPYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GIVPY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GIVPY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GIVPY
Annual income on $10K today (after 15% tax)
$3,343.94/yr
After 10yr DRIP, annual income (after tax)
$11,051,153,475,985,984.00/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, GIVPY beats the other by $11,051,153,475,983,616.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GIVPY + BTI for your $10,000?

GIVPY: 50%BTI: 50%
100% BTI50/50100% GIVPY
Portfolio after 10yr
$6532422131.09M
Annual income
$6,500,678,515,287,266.00/yr
Blended yield
99.51%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

GIVPY
No analyst data
Altman Z
0.9
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GIVPY buys
0
BTI buys
0
No recent congressional trades found for GIVPY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGIVPYBTI
Forward yield39.34%5.38%
Annual dividend / share$2.26$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$13064844262.13M$37.7K
Annual income after 10y$13,001,357,030,571,746.00$2,786.64
Total dividends collected$13060655215.90M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GIVPY vs BTI ($10,000, DRIP)

YearGIVPY PortfolioGIVPY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$18,568$7,868.10$11,299$598.92+$7.3KGIVPY
2$47,175$27,307.62$12,794$703.91+$34.4KGIVPY
3$180,160$129,681.79$14,518$829.07+$165.6KGIVPY
4$1,118,462$925,691.14$16,513$978.64+$1.10MGIVPY
5$11,938,532$10,741,777.98$18,827$1,157.84+$11.92MGIVPY
6$227,089,016$214,314,786.53$21,518$1,373.12+$227.07MGIVPY
7$7,862,784,807$7,619,799,559.44$24,657$1,632.46+$7862.76MGIVPY
8$501,552,947,841$493,139,768,098.17$28,329$1,945.74+$501552.92MGIVPY
9$59,333,861,272,557$58,797,199,618,367.20$32,637$2,325.33+$59333861.24MGIVPY
10$13,064,844,262,133,382$13,001,357,030,571,746.00$37,708$2,786.64+$13064844262.10MGIVPY

GIVPY vs BTI: Complete Analysis 2026

GIVPYStock

Grupo de Inversiones Suramericana S.A. operates in the financial services, industry, and corporate venture sectors in Colombia and internationally. The company offers general and life insurance, as well as reinsurance; pension, saving, investment, and asset management services; investment funds; annuities; severance pay and complementary services; health plans; occupational hazards; and business, consumer, insurance, investment, offshore, private, and government banking, as well as treasury products. It also produces cement, concrete, and aggregates; provides processed foods, such as cold cuts, confectionery, chocolates, coffees, ice cream, pasta, and consumer foods; and offers power generation and distribution, real estate, road and airport concessions, and business support services. In addition, the company provides a technological solution to manage human talent information for companies; a digital marketplace for mortgage sector; a platform for engagement, marketing, sale, and administration of financial products; a health technology platform; tools to manage prevention and wellbeing programs; web and mobile platform based on artificial intelligence; platform for on-demand insurance; and risk capital fund for early-stage and growing technology companies. Further, it offers integrated information, technology, and knowledge solutions; and residential, functional conditioning, and rehabilitation services for the elderly. Additionally, the company provides data processing and leasing computer equipment, consultancy and advisory, promotion, and marketing services; management consultancy services; medical, paramedical, dental, and diagnostic aid services; risk management, telecommunication, and outsourcing services; and vehicle inspection, repair, purchase, and selling services, as well as acts as securities brokers; and purchases and sells securities. The company was incorporated in 1997 and is headquartered in Medellin, Colombia.

Full GIVPY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.