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GJCU vs GBDC: Dividend Comparison 2026

GJCU yields 666.67% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GJCU wins by $608094.88M in total portfolio value
10 years
GJCU
GJCU
● Live price
666.67%
Share price
$0.30
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$608115.66M
Annual income
$469,561,018,816.25
Full GJCU calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — GJCU vs GBDC

📍 GJCU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGJCUGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GJCU + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GJCU pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GJCU
Annual income on $10K today (after 15% tax)
$56,666.67/yr
After 10yr DRIP, annual income (after tax)
$399,126,865,993.81/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GJCU beats the other by $399,112,935,119.91/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of GJCU + GBDC for your $10,000?

GJCU: 50%GBDC: 50%
100% GBDC50/50100% GJCU
Portfolio after 10yr
$304068.22M
Annual income
$234,788,704,039.82/yr
Blended yield
77.22%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

GJCU
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GJCU buys
0
GBDC buys
0
No recent congressional trades found for GJCU or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGJCUGBDC
Forward yield666.67%11.85%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$608115.66M$20.78M
Annual income after 10y$469,561,018,816.25$16,389,263.41
Total dividends collected$596792.85M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: GJCU vs GBDC ($10,000, DRIP)

YearGJCU PortfolioGJCU Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$77,367$66,666.67$12,490$1,790.28+$64.9KGJCU
2$564,818$482,035.31$16,522$3,157.73+$548.3KGJCU
3$3,893,246$3,288,890.67$23,578$5,898.68+$3.87MGJCU
4$25,352,760$21,186,987.16$37,115$11,886.75+$25.32MGJCU
5$156,070,781$128,943,327.59$66,136$26,423.57+$156.00MGJCU
6$908,837,800$741,842,064.29$137,257$66,491.44+$908.70MGJCU
7$5,009,769,782$4,037,313,336.56$341,734$194,868.54+$5009.43MGJCU
8$26,159,339,258$20,798,885,591.56$1,050,788$685,133.02+$26158.29MGJCU
9$129,490,317,125$101,499,824,118.87$4,099,314$2,974,971.01+$129486.22MGJCU
10$608,115,658,140$469,561,018,816.25$20,775,530$16,389,263.41+$608094.88MGJCU

GJCU vs GBDC: Complete Analysis 2026

GJCUStock

GJ Culture Group US, Inc. provides educational and other related services based on classical Chinese studies and culture. The company offers international study tours, which include the youth study tour series, adult study tour series, and themed study tour series of culture and art. It also provides lectures on classical studies; meditation courses; education and training services; and cultural events and art exhibitions. In addition, the company offers consulting and planning services to its contracted Chinese partners, including telephone or online consultation regarding market and research analysis of classical Chinese culture study in the United States for the business activities or international tour proposed by its Chinese partners, as well as online oral trainings to the staff of its Chinese business partners. It serves the Chinese-Americans, American youths, scholars, art collectors, and professional and corporate executives interested in learning about Chinese culture. The company was formerly known as Guojiang Cultural Industry US, Inc. and changed its name to GJ Culture Group US, Inc. in February 2019. GJ Culture Group US, Inc. was incorporated in 2018 and is based in Danville, California.

Full GJCU Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.