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GLAD vs SJW: Dividend Comparison 2026

GLAD yields 11.59% · SJW yields 2.99%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GLAD wins by $28.36M in total portfolio value
10 years
GLAD
GLAD
● Live price
11.59%
Share price
$17.17
Annual div
$1.99
5Y div CAGR
53.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.41M
Annual income
$22,915,669.42
Full GLAD calculator →
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →

Portfolio growth — GLAD vs SJW

📍 GLAD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGLADSJW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GLAD + SJW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GLAD pays
SJW pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GLAD
Annual income on $10K today (after 15% tax)
$985.15/yr
After 10yr DRIP, annual income (after tax)
$19,478,319.01/yr
SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
At 15% tax rate, GLAD beats the other by $19,470,000.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GLAD + SJW for your $10,000?

GLAD: 50%SJW: 50%
100% SJW50/50100% GLAD
Portfolio after 10yr
$14.23M
Annual income
$11,462,727.97/yr
Blended yield
80.54%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SJW right now

GLAD
Analyst Ratings
2
Buy
8
Hold
4
Sell
Consensus: Hold
Price Target
$21.67
+26.2% upside vs current
Range: $21.00 — $22.00
Altman Z
0.5
Piotroski
2/9
SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GLAD buys
0
SJW buys
0
No recent congressional trades found for GLAD or SJW in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGLADSJW
Forward yield11.59%2.99%
Annual dividend / share$1.99$1.64
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR53.1%30.9%
Portfolio after 10y$28.41M$53.4K
Annual income after 10y$22,915,669.42$9,786.53
Total dividends collected$27.91M$29.2K
Payment frequencyquarterlyquarterly
SectorBDCUtilities
Analyst consensusHoldHold
Analyst price target$21.67$72.75

Year-by-year: GLAD vs SJW ($10,000, DRIP)

YearGLAD PortfolioGLAD Income/yrSJW PortfolioSJW Income/yrGap
1← crossover$12,474$1,774.43$11,091$391.32+$1.4KGLAD
2$16,515$3,167.16$12,399$530.97+$4.1KGLAD
3$23,670$5,999.49$13,993$726.13+$9.7KGLAD
4$37,631$12,303.72$15,975$1,002.53+$21.7KGLAD
5$68,253$27,987.81$18,493$1,400.18+$49.8KGLAD
6$145,664$72,633.39$21,771$1,982.98+$123.9KGLAD
7$377,659$221,798.58$26,150$2,855.84+$351.5KGLAD
8$1,226,902$822,806.66$32,178$4,196.60+$1.19MGLAD
9$5,137,500$3,824,715.27$40,747$6,317.25+$5.10MGLAD
10$28,412,795$22,915,669.42$53,386$9,786.53+$28.36MGLAD

GLAD vs SJW: Complete Analysis 2026

GLADBDC

Gladstone Capital Corporation is a business development company specializing in lower middle market, growth capital, add on acquisitions, change of control, buy & build strategies, debt refinancing, debt investments in senior term loans, revolving loans, secured first and second lien term loans, senior subordinated loans, unitranche loans, junior subordinated loans, and mezzanine loans and equity investments in the form of common stock, preferred stock, limited liability company interests, or warrants. It operates as a business development company. The fund also makes private equity investments in acquisitions, buyouts and recapitalizations, and refinancing existing debts. It targets small and medium-sized companies in United States. It is industry agnostic and seeks to invest in companies engaged in the business services, light and specialty manufacturing, niche industrial products and services, specialty consumer products and services, energy services, transportation and logistics, healthcare and education services, specialty chemicals, media and communications and aerospace and defense. The fund seeks to invest between $7 million and $30 million in companies that have between $20 million and $150 million in sales and EBITDA between $3 million and $25 million. It prefers to acquire minority stakes. It seeks to exit its investments through strategic acquisitions by other industry participants or financial buyers, initial public offerings of common stock, or other capital market transactions.

Full GLAD Calculator →

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

Full SJW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.