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GNTY vs GBDC: Dividend Comparison 2026

GNTY yields 1.52% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.70M in total portfolio value
10 years
GNTY
GNTY
● Live price
1.52%
Share price
$48.75
Annual div
$0.74
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$79.9K
Annual income
$25,881.33
Full GNTY calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — GNTY vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGNTYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GNTY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GNTY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GNTY
Annual income on $10K today (after 15% tax)
$129.03/yr
After 10yr DRIP, annual income (after tax)
$21,999.13/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,908,874.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GNTY + GBDC for your $10,000?

GNTY: 50%GBDC: 50%
100% GBDC50/50100% GNTY
Portfolio after 10yr
$10.43M
Annual income
$8,207,572.36/yr
Blended yield
78.71%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

GNTY
Analyst Ratings
1
Buy
5
Hold
Consensus: Hold
Price Target
$35.00
-28.2% upside vs current
Range: $30.00 — $40.00
Altman Z
-0.6
Piotroski
9/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GNTY buys
0
GBDC buys
0
No recent congressional trades found for GNTY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGNTYGBDC
Forward yield1.52%11.85%
Annual dividend / share$0.74$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR51.1%51.1%
Portfolio after 10y$79.9K$20.78M
Annual income after 10y$25,881.33$16,389,263.41
Total dividends collected$55.0K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy
Analyst price target$35.00$14.00

Year-by-year: GNTY vs GBDC ($10,000, DRIP)

YearGNTY PortfolioGNTY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,929$229.36$12,490$1,790.28$1.6KGBDC
2$12,048$353.99$16,522$3,157.73$4.5KGBDC
3$13,443$551.08$23,578$5,898.68$10.1KGBDC
4$15,252$868.27$37,115$11,886.75$21.9KGBDC
5$17,711$1,391.15$66,136$26,423.57$48.4KGBDC
6$21,232$2,281.22$137,257$66,491.44$116.0KGBDC
7$26,580$3,861.85$341,734$194,868.54$315.2KGBDC
8$35,268$6,827.19$1,050,788$685,133.02$1.02MGBDC
9$50,529$12,792.21$4,099,314$2,974,971.01$4.05MGBDC
10$79,947$25,881.33$20,775,530$16,389,263.41$20.70MGBDC

GNTY vs GBDC: Complete Analysis 2026

GNTYStock

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland and agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online, mobile, and telephone banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. As of December 31, 2021, it operated 32 full-service banking locations in East Texas, Central Texas, the Dallas/Fort Worth metropolitan statistical area (MSA) and the Houston MSA. The company was founded in 1913 and is headquartered in Addison, Texas.

Full GNTY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.