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GRCGF vs BTI: Dividend Comparison 2026

GRCGF yields 3.53% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GRCGF wins by $944.04M in total portfolio value
10 years
GRCGF
GRCGF
● Live price
3.53%
Share price
$31.85
Annual div
$1.13
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$944.07M
Annual income
$895,388,970.22
Full GRCGF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — GRCGF vs BTI

📍 GRCGF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGRCGFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GRCGF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GRCGF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GRCGF
Annual income on $10K today (after 15% tax)
$300.31/yr
After 10yr DRIP, annual income (after tax)
$761,080,624.69/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, GRCGF beats the other by $761,078,242.74/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of GRCGF + BTI for your $10,000?

GRCGF: 50%BTI: 50%
100% BTI50/50100% GRCGF
Portfolio after 10yr
$472.06M
Annual income
$447,695,886.25/yr
Blended yield
94.84%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

GRCGF
No analyst data
Altman Z
2.1
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GRCGF buys
0
BTI buys
0
No recent congressional trades found for GRCGF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGRCGFBTI
Forward yield3.53%5.40%
Annual dividend / share$1.13$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$944.07M$37.8K
Annual income after 10y$895,388,970.22$2,802.29
Total dividends collected$940.54M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GRCGF vs BTI ($10,000, DRIP)

YearGRCGF PortfolioGRCGF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,407$706.62$11,301$601.08+$106.00GRCGF
2$13,712$1,506.57$12,799$706.58+$913.00GRCGF
3$18,057$3,385.07$14,527$832.38+$3.5KGRCGF
4$27,653$8,332.17$16,527$982.75+$11.1KGRCGF
5$53,439$23,851.01$18,846$1,162.95+$34.6KGRCGF
6$143,334$86,154.35$21,545$1,379.49+$121.8KGRCGF
7$585,297$431,929.54$24,694$1,640.41+$560.6KGRCGF
8$3,923,012$3,296,743.35$28,378$1,955.69+$3.89MGRCGF
9$45,499,933$41,302,310.91$32,702$2,337.79+$45.47MGRCGF
10$944,073,899$895,388,970.22$37,794$2,802.29+$944.04MGRCGF

GRCGF vs BTI: Complete Analysis 2026

GRCGFStock

Guardian Capital Group Limited, together with its subsidiaries, operates as a diversified financial services company in Canada and internationally. The company operates through Investment management, Wealth management, Corporate activities and investment segments. The Investment management segment provides investment management services provided to clients. The Wealth management segment is involved in investment management and advisory services to high and ultra-high net worth clients, commissions on life insurance products, mutual funds ,and other securities. The Corporate Activities and Investments segment comprises of investment of securities holdings, as well as corporate management and development activities. In addition, the company manages institutional assets for pension plans, broker-dealer third-party platforms, insurance company segregated, exchange traded, and mutual funds, endowment funds, and foundations; and provides private wealth management services to high-net-worth families, foundations, and charities. Further, the company offers banking services for international clients and independent platform for financial advisors to clients. Additionally, the company sells life insurance products, mutual funds, and other securities. Guardian Capital Group Limited was incorporated in 1962 and is headquartered in Toronto, Canada.

Full GRCGF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.