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GTPS vs BTI: Dividend Comparison 2026

GTPS yields 1.50% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GTPS wins by $21.8K in total portfolio value· pulled ahead in Year 8
10 years
GTPS
GTPS
● Live price
1.50%
Share price
$70.00
Annual div
$1.05
5Y div CAGR
46.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$59.5K
Annual income
$15,095.42
Full GTPS calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — GTPS vs BTI

📍 GTPS pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGTPSBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, GTPS + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
GTPS pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GTPS
Annual income on $10K today (after 15% tax)
$127.50/yr
After 10yr DRIP, annual income (after tax)
$12,831.11/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, GTPS beats the other by $10,462.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GTPS + BTI for your $10,000?

GTPS: 50%BTI: 50%
100% BTI50/50100% GTPS
Portfolio after 10yr
$48.6K
Annual income
$8,941.03/yr
Blended yield
18.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

GTPS
No analyst data
Altman Z
0.6
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GTPS buys
0
BTI buys
0
No recent congressional trades found for GTPS or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGTPSBTI
Forward yield1.50%5.38% ✓
Annual dividend / share$1.05$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR46.2% ✓11.3%
Portfolio after 10y$59.5K ✓$37.7K
Annual income after 10y$15,095.42 ✓$2,786.64
Total dividends collected$35.8K ✓$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GTPS vs BTI ($10,000, DRIP)

YearGTPS PortfolioGTPS Income/yrBTI PortfolioBTI Income/yrGap
1$10,919$219.30$11,299$598.92$380.00 → BTI
2$12,011$327.19$12,794$703.91$783.00 → BTI
3$13,343$491.74$14,518$829.07$1.2K → BTI
4$15,024$746.44$16,513$978.64$1.5K → BTI
5$17,224$1,148.35$18,827$1,157.84$1.6K → BTI
6$20,228$1,798.81$21,518$1,373.12$1.3K → BTI
7$24,531$2,886.55$24,657$1,632.46$126.00 → BTI
8← crossover$31,031$4,782.96$28,329$1,945.74+$2.7K → GTPS
9$41,470$8,266.90$32,637$2,325.33+$8.8K → GTPS
10$59,468$15,095.42$37,708$2,786.64+$21.8K → GTPS

GTPS vs BTI: Complete Analysis 2026

GTPS — Stock

Great American Bancorp, Inc. operates as a thrift holding company for First Federal Savings Bank of Champaign-Urbana that provides various banking and financial services to individual and corporate customers primarily in Champaign County, Illinois. Its deposit products include demand deposits, savings accounts, time deposits, money market accounts, and certificates of deposit. The company's loan products comprise 1-4 family residential real estate loans; loans secured by multi-family residential real estate and commercial properties or land; construction loans, including 1-4 family, multi-family, and commercial construction loans; commercial loans; and consumer loans, such as home equity loans, auto and mobile home loans, other secured and unsecured loans, and lines of credit. It also provides full service brokerage activities through a third-party broker-dealer; and sells tax deferred annuities. In addition, the company offers insurance products, including life, health, auto, property, and casualty insurance to individuals and businesses. Great American Bancorp, Inc. was founded in 1908 and is based in Champaign, Illinois.

Full GTPS Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.