HomeCompareHBSI vs VIG

HBSI vs VIG: Dividend Comparison 2026

HBSI yields 4.00% · VIG yields 1.61%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $8.2K in total portfolio value
10 years
HBSI
HBSI
● Live price
4.00%
Share price
$45.50
Annual div
$1.82
5Y div CAGR
-6.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.0K
Annual income
$241.95
Full HBSI calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — HBSI vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHBSIVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HBSI + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HBSI pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HBSI
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$205.66/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, HBSI beats the other by $56.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HBSI + VIG for your $10,000?

HBSI: 50%VIG: 50%
100% VIG50/50100% HBSI
Portfolio after 10yr
$28.2K
Annual income
$208.57/yr
Blended yield
0.74%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HBSI buys
0
VIG buys
0
No recent congressional trades found for HBSI or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHBSIVIG
Forward yield4.00%1.61%
Annual dividend / share$1.82$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-6.7%0%
Portfolio after 10y$24.0K$32.3K
Annual income after 10y$241.95$175.21
Total dividends collected$3.1K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HBSI vs VIG ($10,000, DRIP)

YearHBSI PortfolioHBSI Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,073$373.20$11,301$160.59$228.00VIG
2$12,209$360.34$12,752$162.91$543.00VIG
3$13,410$346.42$14,370$165.02$960.00VIG
4$14,680$331.78$16,176$166.93$1.5KVIG
5$16,024$316.71$18,188$168.67$2.2KVIG
6$17,448$301.45$20,432$170.25$3.0KVIG
7$18,955$286.20$22,933$171.68$4.0KVIG
8$20,553$271.12$25,720$172.98$5.2KVIG
9$22,248$256.33$28,827$174.15$6.6KVIG
10$24,048$241.95$32,288$175.21$8.2KVIG

HBSI vs VIG: Complete Analysis 2026

HBSIStock

Highlands Bankshares, Inc. operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provide various banking products and services for individuals and businesses. The company accepts checking, saving, money market, NOW, individual retirement, and club accounts; and insured cash sweep and CDARS interest-bearing deposits, as well as certificates of deposit. It also offers personal and business loans, such as home mortgage and equity, land and lot, mobile home, auto, personal and business term, agriculture, equipment, and commercial real estate loans, as well as business lines of credit. In addition, the company provides debit and credit cards, kasasa protect, automatic teller machines, business online banking and bill-pay, mobile banking, CardValet, POP money, telephone banking, direct deposits, remote deposit capture, bank-by-mail, certified and cashier's checks, foreign currency exchange, safe deposit box, and wire transfer services. Further, it offers merchant card processing services; and sells life and accident coverage insurance products. The company operates through ten locations in West Virginia and two locations in Virginia. Highlands Bankshares, Inc. was incorporated in 1984 and is based in Petersburg, West Virginia.

Full HBSI Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.