HomeCompareHBSI vs YUM

HBSI vs YUM: Dividend Comparison 2026

HBSI yields 4.00% · YUM yields 1.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 YUM wins by $83.0K in total portfolio value· pulled ahead in Year 3
10 years
HBSI
HBSI
● Live price
4.00%
Share price
$45.50
Annual div
$1.82
5Y div CAGR
-6.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.0K
Annual income
$241.95
Full HBSI calculator →
YUM
YUM
● Live price
1.85%
Share price
$155.48
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.0K
Annual income
$39,957.33
Full YUM calculator →

Portfolio growth — HBSI vs YUM

📍 YUM pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHBSIYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HBSI + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HBSI pays
YUM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HBSI
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$205.66/yr
YUM
Annual income on $10K today (after 15% tax)
$157.45/yr
After 10yr DRIP, annual income (after tax)
$33,963.73/yr
At 15% tax rate, YUM beats the other by $33,758.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HBSI + YUM for your $10,000?

HBSI: 50%YUM: 50%
100% YUM50/50100% HBSI
Portfolio after 10yr
$65.5K
Annual income
$20,099.63/yr
Blended yield
30.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

HBSI
No analyst data
Altman Z
0.3
Piotroski
6/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+11.4% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HBSI buys
0
YUM buys
0
No recent congressional trades found for HBSI or YUM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHBSIYUM
Forward yield4.00%1.85%
Annual dividend / share$1.82$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-6.7%51.4%
Portfolio after 10y$24.0K$107.0K
Annual income after 10y$241.95$39,957.33
Total dividends collected$3.1K$80.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: HBSI vs YUM ($10,000, DRIP)

YearHBSI PortfolioHBSI Income/yrYUM PortfolioYUM Income/yrGap
1$11,073$373.20$10,980$280.44+$93.00HBSI
2$12,209$360.34$12,185$435.72+$24.00HBSI
3← crossover$13,410$346.42$13,722$684.14$312.00YUM
4$14,680$331.78$15,773$1,090.14$1.1KYUM
5$16,024$316.71$18,650$1,773.02$2.6KYUM
6$17,448$301.45$22,921$2,966.37$5.5KYUM
7$18,955$286.20$29,685$5,158.69$10.7KYUM
8$20,553$271.12$41,216$9,453.02$20.7KYUM
9$22,248$256.33$62,672$18,571.31$40.4KYUM
10$24,048$241.95$107,016$39,957.33$83.0KYUM

HBSI vs YUM: Complete Analysis 2026

HBSIStock

Highlands Bankshares, Inc. operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provide various banking products and services for individuals and businesses. The company accepts checking, saving, money market, NOW, individual retirement, and club accounts; and insured cash sweep and CDARS interest-bearing deposits, as well as certificates of deposit. It also offers personal and business loans, such as home mortgage and equity, land and lot, mobile home, auto, personal and business term, agriculture, equipment, and commercial real estate loans, as well as business lines of credit. In addition, the company provides debit and credit cards, kasasa protect, automatic teller machines, business online banking and bill-pay, mobile banking, CardValet, POP money, telephone banking, direct deposits, remote deposit capture, bank-by-mail, certified and cashier's checks, foreign currency exchange, safe deposit box, and wire transfer services. Further, it offers merchant card processing services; and sells life and accident coverage insurance products. The company operates through ten locations in West Virginia and two locations in Virginia. Highlands Bankshares, Inc. was incorporated in 1984 and is based in Petersburg, West Virginia.

Full HBSI Calculator →

YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
📬

Get this HBSI vs YUM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HBSI vs SCHDHBSI vs JEPIHBSI vs OHBSI vs KOHBSI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.