Is HCDIW or QYLD a better dividend investment in 2026?

HCDIW currently yields 133333.33% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: HCDIW offers higher current income.

What is the dividend yield difference between HCDIW and QYLD?

HCDIW has a forward dividend yield of 133333.33% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 133321.41 percentage points.

Home › Compare › HCDIW vs QYLD

HCDIW vs QYLD: Dividend Comparison 2026

HCDIW yields 133333.33% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HCDIW wins by $3.0488855148678793e+44M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HCDIW

● Live price

133333.33%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.0488855148678793e+44M

Annual income

$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00

Full HCDIW calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HCDIW vs QYLD

📍 HCDIW pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HCDIW	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HCDIW + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HCDIW pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCDIW

Annual income on $10K today (after 15% tax)

$11,333,333.33/yr

After 10yr DRIP, annual income (after tax)

$259,154,895,377,365,320,000,000,000,000,000,000,000,000,000,000,000.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, HCDIW beats the other by $259,154,895,377,365,320,000,000,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCDIW + QYLD for your $10,000?

HCDIW: 50%QYLD: 50%

100% QYLD50/50100% HCDIW

Portfolio after 10yr

$1.5244427574339397e+44M

Annual income

$152,444,056,104,332,540,000,000,000,000,000,000,000,000,000,000,000.00/yr

Blended yield

100.00%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCDIW buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHCDIWQYLD

Forward yield	133333.33% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$3.0488855148678793e+44M	$25.4K ✓
Annual income after 10y	$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00 ✓	$5,659.31
Total dividends collected	$3.048885227488945e+44M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HCDIW vs QYLD ($10,000, DRIP)

Year	HCDIW Portfolio	HCDIW Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$26,677,367	$26,666,666.67	$10,352	$1,192.36	+$26.67M → HCDIW
2	$132,999,842,809	$132,971,298,027.00	$10,830	$1,347.57	+$132999.83M → HCDIW
3	$1,239,259,254,513,622	$1,239,116,944,681,815.80	$11,460	$1,539.07	+$1239259254.50M → HCDIW
4	$21,582,226,239,440,925,000	$21,580,900,232,038,593,000.00	$12,275	$1,777.84	+$21582226239440.91M → HCDIW
5	$702,528,781,020,303,100,000,000	$702,505,688,038,226,900,000,000.00	$13,323	$2,078.95	+$702528781020303104.00M → HCDIW
6	$42,743,647,625,325,030,000,000,000,000	$42,742,895,919,529,340,000,000,000,000.00	$14,667	$2,463.34	+$4.274364762532503e+22M → HCDIW
7	$4,860,956,193,335,125,400,000,000,000,000,000	$4,860,910,457,632,166,000,000,000,000,000,000.00	$16,396	$2,960.57	+$4.8609561933351255e+27M → HCDIW
8	$1,033,275,546,511,405,500,000,000,000,000,000,000,000	$1,033,270,345,288,278,500,000,000,000,000,000,000,000.00	$18,631	$3,612.97	+$1.0332755465114056e+33M → HCDIW
9	$410,540,301,743,708,800,000,000,000,000,000,000,000,000,000	$410,539,196,138,873,960,000,000,000,000,000,000,000,000,000.00	$21,548	$4,482.15	+$4.1054030174370874e+38M → HCDIW
10	$304,888,551,486,787,940,000,000,000,000,000,000,000,000,000,000,000	$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00	$25,398	$5,659.31	+$3.0488855148678793e+44M → HCDIW

HCDIW vs QYLD: Complete Analysis 2026

HCDIW — Stock

Harbor Custom Development, Inc. operates as a real estate development company in Washington, California, Texas, and Florida. The company is involved in land development cycle, which includes land acquisition, entitlement, development, and construction of project infrastructure; single and multi-family vertical construction; and marketing and sale of various residential projects. It also undertakes projects, such as residential lots, home communities, townhomes, and multi-story apartment properties. The company was formerly known as Harbor Custom Homes, Inc. and changed its name to Harbor Custom Development, Inc. in August 2019. Harbor Custom Development, Inc. was incorporated in 2014 and is headquartered in Tacoma, Washington. On December 11, 2023, Harbor Custom Development, Inc., along with its affiliates, filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the Western District of Washington.

Full HCDIW Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this HCDIW vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HCDIW vs SCHD HCDIW vs JEPI HCDIW vs O HCDIW vs KO HCDIW vs MAIN HCDIW vs XYLD HCDIW vs JEPQ HCDIW vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.