HomeCompareHCDIW vs VYM

HCDIW vs VYM: Dividend Comparison 2026

HCDIW yields 133333.33% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HCDIW wins by $3.0488855148678793e+44M in total portfolio value
10 years
HCDIW
HCDIW
● Live price
133333.33%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.0488855148678793e+44M
Annual income
$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00
Full HCDIW calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — HCDIW vs VYM

📍 HCDIW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCDIWVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HCDIW + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCDIW pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCDIW
Annual income on $10K today (after 15% tax)
$11,333,333.33/yr
After 10yr DRIP, annual income (after tax)
$259,154,895,377,365,320,000,000,000,000,000,000,000,000,000,000,000.00/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, HCDIW beats the other by $259,154,895,377,365,320,000,000,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCDIW + VYM for your $10,000?

HCDIW: 50%VYM: 50%
100% VYM50/50100% HCDIW
Portfolio after 10yr
$1.5244427574339397e+44M
Annual income
$152,444,056,104,332,540,000,000,000,000,000,000,000,000,000,000,000.00/yr
Blended yield
100.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCDIW buys
0
VYM buys
0
No recent congressional trades found for HCDIW or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCDIWVYM
Forward yield133333.33%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$3.0488855148678793e+44M$27.8K
Annual income after 10y$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00$278.55
Total dividends collected$3.048885227488945e+44M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HCDIW vs VYM ($10,000, DRIP)

YearHCDIW PortfolioHCDIW Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$26,677,367$26,666,666.67$11,151$241.44+$26.67MHCDIW
2$132,999,842,809$132,971,298,027.00$12,413$246.79+$132999.83MHCDIW
3$1,239,259,254,513,622$1,239,116,944,681,815.80$13,794$251.79+$1239259254.50MHCDIW
4$21,582,226,239,440,925,000$21,580,900,232,038,593,000.00$15,306$256.47+$21582226239440.91MHCDIW
5$702,528,781,020,303,100,000,000$702,505,688,038,226,900,000,000.00$16,960$260.84+$702528781020303104.00MHCDIW
6$42,743,647,625,325,030,000,000,000,000$42,742,895,919,529,340,000,000,000,000.00$18,768$264.92+$4.274364762532503e+22MHCDIW
7$4,860,956,193,335,125,400,000,000,000,000,000$4,860,910,457,632,166,000,000,000,000,000,000.00$20,745$268.71+$4.8609561933351255e+27MHCDIW
8$1,033,275,546,511,405,500,000,000,000,000,000,000,000$1,033,270,345,288,278,500,000,000,000,000,000,000,000.00$22,905$272.24+$1.0332755465114056e+33MHCDIW
9$410,540,301,743,708,800,000,000,000,000,000,000,000,000,000$410,539,196,138,873,960,000,000,000,000,000,000,000,000,000.00$25,265$275.51+$4.1054030174370874e+38MHCDIW
10$304,888,551,486,787,940,000,000,000,000,000,000,000,000,000,000,000$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00$27,842$278.55+$3.0488855148678793e+44MHCDIW

HCDIW vs VYM: Complete Analysis 2026

HCDIWStock

Harbor Custom Development, Inc. operates as a real estate development company in Washington, California, Texas, and Florida. The company is involved in land development cycle, which includes land acquisition, entitlement, development, and construction of project infrastructure; single and multi-family vertical construction; and marketing and sale of various residential projects. It also undertakes projects, such as residential lots, home communities, townhomes, and multi-story apartment properties. The company was formerly known as Harbor Custom Homes, Inc. and changed its name to Harbor Custom Development, Inc. in August 2019. Harbor Custom Development, Inc. was incorporated in 2014 and is headquartered in Tacoma, Washington. On December 11, 2023, Harbor Custom Development, Inc., along with its affiliates, filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the Western District of Washington.

Full HCDIW Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.