Is HCHDF or XYLD a better dividend investment in 2026?

HCHDF currently yields 0.38% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HCHDF and XYLD?

HCHDF has a forward dividend yield of 0.38% ($0.03/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.60 percentage points.

Home › Compare › HCHDF vs XYLD

HCHDF vs XYLD: Dividend Comparison 2026

HCHDF yields 0.38% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $5.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HCHDF

● Live price

0.38%

Share price

$7.76

Annual div

$0.03

5Y div CAGR

-29.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.8K

Annual income

$1.21

Full HCHDF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HCHDF vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HCHDF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HCHDF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HCHDF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCHDF

Annual income on $10K today (after 15% tax)

$32.17/yr

After 10yr DRIP, annual income (after tax)

$1.03/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,735.14/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCHDF + XYLD for your $10,000?

HCHDF: 50%XYLD: 50%

100% XYLD50/50100% HCHDF

Portfolio after 10yr

$22.5K

Annual income

$1,610.11/yr

Blended yield

7.14%

📊

Analyst Conviction Gap

Where Wall Street is split right now

HCHDF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

4.1

Piotroski

8/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCHDF buys

XYLD buys

No recent congressional trades found for HCHDF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHCHDFXYLD

Forward yield	0.38%	10.98% ✓
Annual dividend / share	$0.03	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-29.2%	0% ✓
Portfolio after 10y	$19.8K	$25.3K ✓
Annual income after 10y	$1.21	$3,219.02 ✓
Total dividends collected	$89.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HCHDF vs XYLD ($10,000, DRIP)

Year	HCHDF Portfolio	HCHDF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,727	$26.79	$10,818	$1,098.39	$91.00 → XYLD
2	$11,497	$19.02	$11,738	$1,222.51	$241.00 → XYLD
3	$12,315	$13.49	$12,774	$1,364.64	$459.00 → XYLD
4	$13,187	$9.56	$13,944	$1,527.86	$757.00 → XYLD
5	$14,116	$6.77	$15,270	$1,715.87	$1.2K → XYLD
6	$15,109	$4.80	$16,775	$1,933.09	$1.7K → XYLD
7	$16,170	$3.40	$18,490	$2,184.87	$2.3K → XYLD
8	$17,305	$2.41	$20,450	$2,477.63	$3.1K → XYLD
9	$18,518	$1.70	$22,697	$2,819.19	$4.2K → XYLD
10	$19,815	$1.21	$25,280	$3,219.02	$5.5K → XYLD

HCHDF vs XYLD: Complete Analysis 2026

HCHDF — Stock

Hochschild Mining plc, a precious metals company, engages in the exploration, mining, processing, and sale of gold and silver in the Americas. It holds 100% interests in the Inmaculada gold/silver underground operation and Pallancata silver/gold property, which are located in the Department of Ayacucho in southern Peru. The company also holds a 51% interest in the San Jose silver/gold mine located in Argentina. In addition, it has a portfolio of projects located across Peru, Argentina, Mexico, United States, Canada, Brazil, and Chile. Further, the company is involved in the power generation and sales business. Hochschild Mining plc was founded in 1911 and is based in London, the United Kingdom.

Full HCHDF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this HCHDF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HCHDF vs SCHD HCHDF vs JEPI HCHDF vs O HCHDF vs KO HCHDF vs MAIN HCHDF vs QYLD HCHDF vs JEPQ HCHDF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.