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HCKG vs MO: Dividend Comparison 2026

HCKG yields 2.81% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $10.5K in total portfolio value· pulled ahead in Year 9
10 years
HCKG
HCKG
● Live price
2.81%
Share price
$27.40
Annual div
$0.77
5Y div CAGR
36.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.6K
Annual income
$17,283.09
Full HCKG calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — HCKG vs MO

📍 MO pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCKGMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HCKG + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCKG pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCKG
Annual income on $10K today (after 15% tax)
$238.87/yr
After 10yr DRIP, annual income (after tax)
$14,690.63/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $10,944.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCKG + MO for your $10,000?

HCKG: 50%MO: 50%
100% MO50/50100% HCKG
Portfolio after 10yr
$74.9K
Annual income
$23,721.13/yr
Blended yield
31.69%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

HCKG
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCKG buys
0
MO buys
0
No recent congressional trades found for HCKG or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCKGMO
Forward yield2.81%6.36%
Annual dividend / share$0.77$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.9%22.6%
Portfolio after 10y$69.6K$80.1K
Annual income after 10y$17,283.09$30,159.17
Total dividends collected$44.3K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HCKG vs MO ($10,000, DRIP)

YearHCKG PortfolioHCKG Income/yrMO PortfolioMO Income/yrGap
1$11,085$384.72$10,570$780.30+$515.00HCKG
2$12,406$545.62$11,381$1,032.90+$1.0KHCKG
3$14,056$781.31$12,535$1,392.73+$1.5KHCKG
4$16,173$1,132.57$14,193$1,920.91+$2.0KHCKG
5$18,972$1,667.25$16,618$2,723.68+$2.4KHCKG
6$22,802$2,502.37$20,263$3,993.80+$2.5KHCKG
7$28,246$3,848.03$25,936$6,098.36+$2.3KHCKG
8$36,322$6,098.80$35,166$9,775.01+$1.2KHCKG
9← crossover$48,899$10,034.05$51,026$16,597.78$2.1KMO
10$69,605$17,283.09$80,113$30,159.17$10.5KMO

HCKG vs MO: Complete Analysis 2026

HCKGStock

Hocking Valley BancShares, Inc. operates as the bank holding company for The Hocking Valley Bank that provides personal and commercial banking products and services for individuals, families, and small businesses in Ohio. It offers checking, savings, money market, and individual retirement accounts; certificates of deposit; and debit/ATM and credit cards. The company also provides mortgage, construction, home equity, auto, personal, commercial real estate, equipment, and working capital loans, as well as operating lines of credit and letters of credit; and merchant account, remote deposit capture, lockbox, overdraft protection, and positive pay services. In addition, it offers payroll processing services; cashier's checks, money orders, and certified checks; safe deposit box rental, wire transfer, and notary services; international currency orders and exchange, international check conversion to U.S. currency, signature guarantees, credit card cash advances, U.S. saving bond redemption, and other services; insurance products; retirement, education, and investment planning services; and mobile and online banking services. Hocking Valley BancShares, Inc. was founded in 1963 and is based in Athens, Ohio.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.