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HCKG vs PM: Dividend Comparison 2026

HCKG yields 2.81% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HCKG wins by $20.0K in total portfolio value· pulled ahead in Year 8
10 years
HCKG
HCKG
● Live price
2.81%
Share price
$27.40
Annual div
$0.77
5Y div CAGR
36.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.6K
Annual income
$17,283.09
Full HCKG calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — HCKG vs PM

📍 HCKG pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCKGPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HCKG + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCKG pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCKG
Annual income on $10K today (after 15% tax)
$238.87/yr
After 10yr DRIP, annual income (after tax)
$14,690.63/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, HCKG beats the other by $12,572.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCKG + PM for your $10,000?

HCKG: 50%PM: 50%
100% PM50/50100% HCKG
Portfolio after 10yr
$59.6K
Annual income
$9,887.56/yr
Blended yield
16.59%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

HCKG
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCKG buys
0
PM buys
0
No recent congressional trades found for HCKG or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCKGPM
Forward yield2.81%3.48%
Annual dividend / share$0.77$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.9%17.2%
Portfolio after 10y$69.6K$49.6K
Annual income after 10y$17,283.09$2,492.02
Total dividends collected$44.3K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HCKG vs PM ($10,000, DRIP)

YearHCKG PortfolioHCKG Income/yrPM PortfolioPM Income/yrGap
1$11,085$384.72$11,648$408.29$563.00PM
2$12,406$545.62$13,589$495.90$1.2KPM
3$14,056$781.31$15,877$603.21$1.8KPM
4$16,173$1,132.57$18,580$734.88$2.4KPM
5$18,972$1,667.25$21,781$896.75$2.8KPM
6$22,802$2,502.37$25,578$1,096.12$2.8KPM
7$28,246$3,848.03$30,092$1,342.17$1.8KPM
8← crossover$36,322$6,098.80$35,470$1,646.46+$852.00HCKG
9$48,899$10,034.05$41,892$2,023.58+$7.0KHCKG
10$69,605$17,283.09$49,578$2,492.02+$20.0KHCKG

HCKG vs PM: Complete Analysis 2026

HCKGStock

Hocking Valley BancShares, Inc. operates as the bank holding company for The Hocking Valley Bank that provides personal and commercial banking products and services for individuals, families, and small businesses in Ohio. It offers checking, savings, money market, and individual retirement accounts; certificates of deposit; and debit/ATM and credit cards. The company also provides mortgage, construction, home equity, auto, personal, commercial real estate, equipment, and working capital loans, as well as operating lines of credit and letters of credit; and merchant account, remote deposit capture, lockbox, overdraft protection, and positive pay services. In addition, it offers payroll processing services; cashier's checks, money orders, and certified checks; safe deposit box rental, wire transfer, and notary services; international currency orders and exchange, international check conversion to U.S. currency, signature guarantees, credit card cash advances, U.S. saving bond redemption, and other services; insurance products; retirement, education, and investment planning services; and mobile and online banking services. Hocking Valley BancShares, Inc. was founded in 1963 and is based in Athens, Ohio.

Full HCKG Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.