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HDIUF vs BTI: Dividend Comparison 2026

HDIUF yields 1.82% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HDIUF wins by $42.97M in total portfolio value· pulled ahead in Year 3
10 years
HDIUF
HDIUF
● Live price
1.82%
Share price
$24.15
Annual div
$0.44
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.01M
Annual income
$38,905,715.57
Full HDIUF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — HDIUF vs BTI

📍 HDIUF pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHDIUFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HDIUF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HDIUF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDIUF
Annual income on $10K today (after 15% tax)
$154.71/yr
After 10yr DRIP, annual income (after tax)
$33,069,858.23/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, HDIUF beats the other by $33,067,489.59/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HDIUF + BTI for your $10,000?

HDIUF: 50%BTI: 50%
100% BTI50/50100% HDIUF
Portfolio after 10yr
$21.52M
Annual income
$19,454,251.10/yr
Blended yield
90.38%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

HDIUF
Analyst Ratings
1
Strong
3
Buy
Consensus: Buy
Altman Z
2.7
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDIUF buys
0
BTI buys
0
No recent congressional trades found for HDIUF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHDIUFBTI
Forward yield1.82%5.38%
Annual dividend / share$0.44$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$43.01M$37.7K
Annual income after 10y$38,905,715.57$2,786.64
Total dividends collected$42.67M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: HDIUF vs BTI ($10,000, DRIP)

YearHDIUF PortfolioHDIUF Income/yrBTI PortfolioBTI Income/yrGap
1$11,064$364.03$11,299$598.92$235.00BTI
2$12,591$752.84$12,794$703.91$203.00BTI
3← crossover$15,074$1,601.42$14,518$829.07+$556.00HDIUF
4$19,713$3,583.55$16,513$978.64+$3.2KHDIUF
5$29,852$8,759.44$18,827$1,157.84+$11.0KHDIUF
6$56,736$24,794.14$21,518$1,373.12+$35.2KHDIUF
7$148,788$88,080.00$24,657$1,632.46+$124.1KHDIUF
8$590,951$431,748.75$28,329$1,945.74+$562.6KHDIUF
9$3,837,572$3,205,253.98$32,637$2,325.33+$3.80MHDIUF
10$43,011,918$38,905,715.57$37,708$2,786.64+$42.97MHDIUF

HDIUF vs BTI: Complete Analysis 2026

HDIUFStock

ADENTRA Inc. engages in the wholesale distribution of architectural building products to the residential, repair and remodel, and commercial construction markets. It offers a range of decorative surfaces, including architectural grade plywood and veneers, hardwood lumber, laminates, acrylics, and composites for use in commercial and residential applications; specialty plywood and composite panel products for residential and commercial cabinet, countertop, store fixture, and RV and furniture industries; and other products comprising moldings, cabinet hardware, doors, millwork, adhesives, solid surface products, and decorative laminates. The company also manufactures, imports, and distributes hardwood lumber, millwork, and architectural sheet goods. It serves small-to-mid-sized industrial manufacturers of cabinets, moldings, custom finishing, home furniture, home renovations, finishing millwork for office buildings, restaurant and bar interiors, hotel lobbies, retail point-of-purchase displays, schools, hospitals, custom motor coaches, yacht interiors, and other specialty areas. As of March 11, 2022, the company operated 86 distribution facilities in North America. The company was formerly known as Hardwoods Distribution Inc. and changed its name to ADENTRA Inc. in December 2022. ADENTRA Inc. was incorporated in 2012 and is headquartered in Langley, Canada.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.