HomeCompareHDLMY vs PM

HDLMY vs PM: Dividend Comparison 2026

HDLMY yields 1.74% · PM yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HDLMY wins by $35.76M in total portfolio value· pulled ahead in Year 4
10 years
HDLMY
HDLMY
● Live price
1.74%
Share price
$42.62
Annual div
$0.74
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.81M
Annual income
$32,253,726.41
Full HDLMY calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — HDLMY vs PM

📍 HDLMY pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHDLMYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HDLMY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HDLMY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDLMY
Annual income on $10K today (after 15% tax)
$148.02/yr
After 10yr DRIP, annual income (after tax)
$27,415,667.45/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, HDLMY beats the other by $27,413,549.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HDLMY + PM for your $10,000?

HDLMY: 50%PM: 50%
100% PM50/50100% HDLMY
Portfolio after 10yr
$17.93M
Annual income
$16,128,109.22/yr
Blended yield
89.95%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

HDLMY
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
2.0
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDLMY buys
0
PM buys
0
No recent congressional trades found for HDLMY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHDLMYPM
Forward yield1.74%3.48%
Annual dividend / share$0.74$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$35.81M$49.6K
Annual income after 10y$32,253,726.41$2,492.02
Total dividends collected$35.51M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusSellBuy

Year-by-year: HDLMY vs PM ($10,000, DRIP)

YearHDLMY PortfolioHDLMY Income/yrPM PortfolioPM Income/yrGap
1$11,048$348.28$11,648$408.29$600.00PM
2$12,541$719.24$13,589$495.90$1.0KPM
3$14,945$1,525.99$15,877$603.21$932.00PM
4← crossover$19,390$3,399.05$18,580$734.88+$810.00HDLMY
5$28,990$8,243.11$21,781$896.75+$7.2KHDLMY
6$54,056$23,036.37$25,578$1,096.12+$28.5KHDLMY
7$138,128$80,288.13$30,092$1,342.17+$108.0KHDLMY
8$531,271$383,473.55$35,470$1,646.46+$495.8KHDLMY
9$3,325,324$2,756,864.73$41,892$2,023.58+$3.28MHDLMY
10$35,811,823$32,253,726.41$49,578$2,492.02+$35.76MHDLMY

HDLMY vs PM: Complete Analysis 2026

HDLMYStock

Heidelberg Materials AG, together with its subsidiaries, produces and distributes cement, aggregates, ready-mixed concrete, and asphalt worldwide. It provides cement products; natural stone aggregates, including sand and gravel; crushed aggregates comprising stone chippings and crushed stones; and ready-mixed concrete for use in the construction of tunnels or bridges, office buildings, or schools, as well as to produce precast concrete parts, such as stairs, ceiling elements, or structural components. The company offers asphalt; and trades in cement, clinker, secondary cementitious materials, solid, alternative fuels, other building materials, and additives. The company was formerly known as HeidelbergCement AG and changed its name to Heidelberg Materials AG in May 2023. Heidelberg Materials AG was founded in 1873 and is headquartered in Heidelberg, Germany.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.