Is HEEM or QYLD a better dividend investment in 2026?

HEEM currently yields 2.17% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HEEM and QYLD?

HEEM has a forward dividend yield of 2.17% ($0.78/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.75 percentage points.

Home › Compare › HEEM vs QYLD

HEEM vs QYLD: Dividend Comparison 2026

HEEM yields 2.17% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $2.5K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

HEEM

● Live price

2.17%

Share price

$36.00

Annual div

$0.78

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.9K

Annual income

$249.51

Full HEEM calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HEEM vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HEEM	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HEEM + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HEEM pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HEEM

Annual income on $10K today (after 15% tax)

$184.34/yr

After 10yr DRIP, annual income (after tax)

$212.08/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,598.33/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HEEM + QYLD for your $10,000?

HEEM: 50%QYLD: 50%

100% QYLD50/50100% HEEM

Portfolio after 10yr

$24.1K

Annual income

$2,954.41/yr

Blended yield

12.24%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HEEM buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHEEMQYLD

Forward yield	2.17%	11.92% ✓
Annual dividend / share	$0.78	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.9K	$25.4K ✓
Annual income after 10y	$249.51	$5,659.31 ✓
Total dividends collected	$2.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HEEM vs QYLD ($10,000, DRIP)

Year	HEEM Portfolio	HEEM Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,917	$216.87	$10,352	$1,192.36	+$565.00 → HEEM
2	$11,902	$221.27	$10,830	$1,347.57	+$1.1K → HEEM
3	$12,961	$225.46	$11,460	$1,539.07	+$1.5K → HEEM
4	$14,098	$229.45	$12,275	$1,777.84	+$1.8K → HEEM
5	$15,318	$233.25	$13,323	$2,078.95	+$2.0K → HEEM
6	$16,627	$236.86	$14,667	$2,463.34	+$2.0K → HEEM
7	$18,031	$240.28	$16,396	$2,960.57	+$1.6K → HEEM
8	$19,537	$243.52	$18,631	$3,612.97	+$906.00 → HEEM
9← crossover	$21,151	$246.60	$21,548	$4,482.15	$397.00 → QYLD
10	$22,881	$249.51	$25,398	$5,659.31	$2.5K → QYLD

HEEM vs QYLD: Complete Analysis 2026

HEEM — Stock

The iShares Currency Hedged MSCI Emerging Markets ETF seeks to track the investment results of an index composed of large- and mid-capitalization equities from emerging market countries while mitigating exposure to fluctuations between the value of the component currencies and the U.S. dollar.

Full HEEM Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.