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HEINY vs BTI: Dividend Comparison 2026

HEINY yields 2.16% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HEINY wins by $368.5K in total portfolio value· pulled ahead in Year 4
10 years
HEINY
HEINY
● Live price
2.16%
Share price
$38.06
Annual div
$0.82
5Y div CAGR
62.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$406.3K
Annual income
$238,710.37
Full HEINY calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — HEINY vs BTI

📍 HEINY pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHEINYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HEINY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HEINY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HEINY
Annual income on $10K today (after 15% tax)
$183.27/yr
After 10yr DRIP, annual income (after tax)
$202,903.81/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, HEINY beats the other by $200,521.87/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of HEINY + BTI for your $10,000?

HEINY: 50%BTI: 50%
100% BTI50/50100% HEINY
Portfolio after 10yr
$222.0K
Annual income
$120,756.32/yr
Blended yield
54.39%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

HEINY
Analyst Ratings
3
Buy
1
Hold
1
Sell
Consensus: Buy
Altman Z
2.6
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HEINY buys
0
BTI buys
0
No recent congressional trades found for HEINY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHEINYBTI
Forward yield2.16%5.40%
Annual dividend / share$0.82$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.7%11.3%
Portfolio after 10y$406.3K$37.8K
Annual income after 10y$238,710.37$2,802.29
Total dividends collected$368.9K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: HEINY vs BTI ($10,000, DRIP)

YearHEINY PortfolioHEINY Income/yrBTI PortfolioBTI Income/yrGap
1$11,051$350.80$11,301$601.08$250.00BTI
2$12,414$589.46$12,799$706.58$385.00BTI
3$14,290$1,006.86$14,527$832.38$237.00BTI
4← crossover$17,052$1,762.33$16,527$982.75+$525.00HEINY
5$21,444$3,197.81$18,846$1,162.95+$2.6KHEINY
6$29,059$6,114.69$21,545$1,379.49+$7.5KHEINY
7$43,693$12,599.86$24,694$1,640.41+$19.0KHEINY
8$75,559$28,807.04$28,378$1,955.69+$47.2KHEINY
9$156,596$75,748.20$32,702$2,337.79+$123.9KHEINY
10$406,269$238,710.37$37,794$2,802.29+$368.5KHEINY

HEINY vs BTI: Complete Analysis 2026

HEINYStock

Heineken N.V. engages in the brewing and selling of beer and cider. It also provides soft drinks and water. It offers its beers under the Heineken, Amstel, Desperados, Sol, Tiger, Birra Moretti, Affligem, Lagunitas, and Mort Subite brands, as well as under various other regional and local brands; and cider under the Strongbow Apple Ciders, Orchard Thieves, Follow The Fox, Cidrerie Stassen, Bulmers, Old Mout, and Blind Pig brands. The company offers its products to retailers, bars, pubs, hotels, and restaurants in Europe, Americas, Africa, the Middle East, Eastern Europe, and the Asia Pacific markets. The company was founded in 1864 and is based in Amsterdam, the Netherlands. Heineken N.V. is a subsidiary of Heineken Holding N.V.

Full HEINY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.