HomeCompareHFCIX vs XYLD

HFCIX vs XYLD: Dividend Comparison 2026

HFCIX yields 49.02% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HFCIX wins by $349.3K in total portfolio value
10 years
HFCIX
HFCIX
● Live price
49.02%
Share price
$38.43
Annual div
$18.84
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$374.6K
Annual income
$74,730.92
Full HFCIX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — HFCIX vs XYLD

📍 HFCIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHFCIXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HFCIX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HFCIX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFCIX
Annual income on $10K today (after 15% tax)
$4,167.03/yr
After 10yr DRIP, annual income (after tax)
$63,521.28/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, HFCIX beats the other by $60,785.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HFCIX + XYLD for your $10,000?

HFCIX: 50%XYLD: 50%
100% XYLD50/50100% HFCIX
Portfolio after 10yr
$199.9K
Annual income
$38,974.97/yr
Blended yield
19.49%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFCIX buys
0
XYLD buys
0
No recent congressional trades found for HFCIX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHFCIXXYLD
Forward yield49.02%10.98%
Annual dividend / share$18.84$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$374.6K$25.3K
Annual income after 10y$74,730.92$3,219.02
Total dividends collected$297.5K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HFCIX vs XYLD ($10,000, DRIP)

YearHFCIX PortfolioHFCIX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$15,602$4,902.39$10,818$1,098.39+$4.8KHFCIX
2$23,843$7,148.51$11,738$1,222.51+$12.1KHFCIX
3$35,722$10,209.45$12,774$1,364.64+$22.9KHFCIX
4$52,517$14,295.09$13,944$1,527.86+$38.6KHFCIX
5$75,835$19,641.46$15,270$1,715.87+$60.6KHFCIX
6$107,650$26,506.82$16,775$1,933.09+$90.9KHFCIX
7$150,351$35,165.72$18,490$2,184.87+$131.9KHFCIX
8$206,778$45,901.68$20,450$2,477.63+$186.3KHFCIX
9$280,250$58,998.52$22,697$2,819.19+$257.6KHFCIX
10$374,599$74,730.92$25,280$3,219.02+$349.3KHFCIX

HFCIX vs XYLD: Complete Analysis 2026

HFCIXStock

The fund invests primarily in domestic companies listed on U.S. national securities exchanges. It may also invest in (i) foreign companies listed on U.S. national securities exchanges, (ii) foreign companies through American Depositary Receipts or other types of depositary receipts, which are U.S. dollar-denominated securities of foreign issuers listed on U.S. national securities exchanges and, (iii) foreign companies traded on foreign exchanges. The fund is non-diversified.

Full HFCIX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this HFCIX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HFCIX vs SCHDHFCIX vs JEPIHFCIX vs OHFCIX vs KOHFCIX vs MAINHFCIX vs QYLDHFCIX vs JEPQHFCIX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.