HomeCompareHFIAF vs SCHD

HFIAF vs SCHD: Dividend Comparison 2026

HFIAF yields 21.09% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HFIAF wins by $49.1K in total portfolio value
10 years
HFIAF
HFIAF
● Live price
21.09%
Share price
$5.31
Annual div
$1.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.1K
Annual income
$7,559.61
Full HFIAF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — HFIAF vs SCHD

📍 HFIAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHFIAFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HFIAF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HFIAF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFIAF
Annual income on $10K today (after 15% tax)
$1,792.84/yr
After 10yr DRIP, annual income (after tax)
$6,425.67/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, HFIAF beats the other by $6,063.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HFIAF + SCHD for your $10,000?

HFIAF: 50%SCHD: 50%
100% SCHD50/50100% HFIAF
Portfolio after 10yr
$53.5K
Annual income
$3,992.78/yr
Blended yield
7.46%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFIAF buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHFIAFSCHD
Forward yield21.09%3.46%
Annual dividend / share$1.12$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$78.1K$29.0K
Annual income after 10y$7,559.61$425.95
Total dividends collected$45.6K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HFIAF vs SCHD ($10,000, DRIP)

YearHFIAF PortfolioHFIAF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,809$2,109.23$11,226$346.36+$1.6KHFIAF
2$16,231$2,525.01$12,572$357.38+$3.7KHFIAF
3$20,357$2,990.18$14,046$367.84+$6.3KHFIAF
4$25,287$3,505.02$15,660$377.73+$9.6KHFIAF
5$31,126$4,069.02$17,425$387.07+$13.7KHFIAF
6$37,986$4,680.94$19,354$395.86+$18.6KHFIAF
7$45,984$5,338.83$21,461$404.13+$24.5KHFIAF
8$55,243$6,040.10$23,762$411.89+$31.5KHFIAF
9$65,892$6,781.58$26,272$419.15+$39.6KHFIAF
10$78,064$7,559.61$29,010$425.95+$49.1KHFIAF

HFIAF vs SCHD: Complete Analysis 2026

HFIAFStock

Hafnia Limited owns and operates oil product tankers. The company operates through four segments: Long Range II (LR2), Long Range I (LR1), Medium Range (MR), and Handy size (Handy). It transports petroleum oil products, vegetable oil, and easy chemicals to national and international oil companies, and chemical companies, as well as trading and utility companies. The company provides ship owning, ship-management, chartering, investment, and agency office services. As of March 29, 2022, it operated a fleet of 237 vessels, including newbuilds, of which 145 are owned or chartered-in, including 10 owned LR2s, 40 owned and chartered-in LR1s, 58 owned and chartered-in MRs, and 29 owned Handy and eight stainless steel 25K vessels. The company is based in Hamilton, Bermuda. Hafnia Limited is a subsidiary of BW Group Limited.

Full HFIAF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.