HomeCompareHFIAF vs VYM

HFIAF vs VYM: Dividend Comparison 2026

HFIAF yields 21.09% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HFIAF wins by $50.3K in total portfolio value
10 years
HFIAF
HFIAF
● Live price
21.09%
Share price
$5.31
Annual div
$1.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.1K
Annual income
$7,559.61
Full HFIAF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — HFIAF vs VYM

📍 HFIAF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHFIAFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HFIAF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HFIAF pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HFIAF
Annual income on $10K today (after 15% tax)
$1,792.84/yr
After 10yr DRIP, annual income (after tax)
$6,425.67/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, HFIAF beats the other by $6,193.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HFIAF + VYM for your $10,000?

HFIAF: 50%VYM: 50%
100% VYM50/50100% HFIAF
Portfolio after 10yr
$52.9K
Annual income
$3,916.28/yr
Blended yield
7.40%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HFIAF buys
0
VYM buys
0
No recent congressional trades found for HFIAF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHFIAFVYM
Forward yield21.09%2.37%
Annual dividend / share$1.12$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$78.1K$27.8K
Annual income after 10y$7,559.61$272.94
Total dividends collected$45.6K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HFIAF vs VYM ($10,000, DRIP)

YearHFIAF PortfolioHFIAF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$12,809$2,109.23$11,147$237.17+$1.7KHFIAF
2$16,231$2,525.01$12,404$242.33+$3.8KHFIAF
3$20,357$2,990.18$13,780$247.16+$6.6KHFIAF
4$25,287$3,505.02$15,285$251.67+$10.0KHFIAF
5$31,126$4,069.02$16,932$255.88+$14.2KHFIAF
6$37,986$4,680.94$18,733$259.81+$19.3KHFIAF
7$45,984$5,338.83$20,701$263.46+$25.3KHFIAF
8$55,243$6,040.10$22,852$266.86+$32.4KHFIAF
9$65,892$6,781.58$25,201$270.01+$40.7KHFIAF
10$78,064$7,559.61$27,768$272.94+$50.3KHFIAF

HFIAF vs VYM: Complete Analysis 2026

HFIAFStock

Hafnia Limited owns and operates oil product tankers. The company operates through four segments: Long Range II (LR2), Long Range I (LR1), Medium Range (MR), and Handy size (Handy). It transports petroleum oil products, vegetable oil, and easy chemicals to national and international oil companies, and chemical companies, as well as trading and utility companies. The company provides ship owning, ship-management, chartering, investment, and agency office services. As of March 29, 2022, it operated a fleet of 237 vessels, including newbuilds, of which 145 are owned or chartered-in, including 10 owned LR2s, 40 owned and chartered-in LR1s, 58 owned and chartered-in MRs, and 29 owned Handy and eight stainless steel 25K vessels. The company is based in Hamilton, Bermuda. Hafnia Limited is a subsidiary of BW Group Limited.

Full HFIAF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
📬

Get this HFIAF vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HFIAF vs SCHDHFIAF vs JEPIHFIAF vs OHFIAF vs KOHFIAF vs MAINHFIAF vs VIGHFIAF vs DGROHFIAF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.