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HGER vs BTI: Dividend Comparison 2026

HGER yields 5.67% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $8.7K in total portfolio value
10 years
HGER
HGER
● Live price
5.67%
Share price
$31.00
Annual div
$1.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.1K
Annual income
$814.80
Full HGER calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — HGER vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHGERBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HGER + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HGER pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HGER
Annual income on $10K today (after 15% tax)
$482.22/yr
After 10yr DRIP, annual income (after tax)
$692.58/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $1,689.37/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of HGER + BTI for your $10,000?

HGER: 50%BTI: 50%
100% BTI50/50100% HGER
Portfolio after 10yr
$33.4K
Annual income
$1,808.54/yr
Blended yield
5.41%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

HGER
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HGER buys
0
BTI buys
0
No recent congressional trades found for HGER or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHGERBTI
Forward yield5.67%5.40%
Annual dividend / share$1.76$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$29.1K$37.8K
Annual income after 10y$814.80$2,802.29
Total dividends collected$7.0K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HGER vs BTI ($10,000, DRIP)

YearHGER PortfolioHGER Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,267$567.32$11,301$601.08$34.00BTI
2$12,653$597.40$12,799$706.58$146.00BTI
3$14,166$627.00$14,527$832.38$361.00BTI
4$15,814$656.04$16,527$982.75$713.00BTI
5$17,605$684.43$18,846$1,162.95$1.2KBTI
6$19,550$712.12$21,545$1,379.49$2.0KBTI
7$21,657$739.04$24,694$1,640.41$3.0KBTI
8$23,938$765.15$28,378$1,955.69$4.4KBTI
9$26,404$790.41$32,702$2,337.79$6.3KBTI
10$29,068$814.80$37,794$2,802.29$8.7KBTI

HGER vs BTI: Complete Analysis 2026

HGERStock

HGER attempts to diversify efficiently across commodities to target the most sensitive to US-CPI. Selection begins with the 24 most liquid commodity futures, scored for economic significance and quality, considering open interest, holding and trading costs, and inflation sensitivity. The index holds at least 15 commodity futures with weights ranging 2-20%, except gold which can have up to 40% weight. A proprietary scarcity debasement indicator determines the type of inflationary environment, to which the allocation to gold is adjusted accordingly. The index is reconstituted and rebalanced quarterly. Index calculation is based on total return, which includes the futures returns plus returns from managing the funds cash collateral. The fund invests using excess return swaps through a wholly owned Cayman Islands subsidiary, avoiding K-1 tax forms. Before March 6, 2023, the fund traded as the Harbor All-Weather Inflation Focus ETF and tracked the Harbor Inflation Index.

Full HGER Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.