Is HGGIX or XYLD a better dividend investment in 2026?

HGGIX currently yields 8.32% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HGGIX and XYLD?

HGGIX has a forward dividend yield of 8.32% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.66 percentage points.

Home › Compare › HGGIX vs XYLD

HGGIX vs XYLD: Dividend Comparison 2026

HGGIX yields 8.32% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HGGIX wins by $357.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HGGIX

● Live price

8.32%

Share price

$24.05

Annual div

$2.00

5Y div CAGR

34.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$382.8K

Annual income

$173,758.84

Full HGGIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HGGIX vs XYLD

📍 HGGIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HGGIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HGGIX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

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Nov

—

Dec

—

HGGIX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HGGIX

Annual income on $10K today (after 15% tax)

$706.94/yr

After 10yr DRIP, annual income (after tax)

$147,695.01/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HGGIX beats the other by $144,958.85/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HGGIX + XYLD for your $10,000?

HGGIX: 50%XYLD: 50%

100% XYLD50/50100% HGGIX

Portfolio after 10yr

$204.0K

Annual income

$88,488.93/yr

Blended yield

43.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HGGIX buys

XYLD buys

No recent congressional trades found for HGGIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHGGIXXYLD

Forward yield	8.32%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	34.7% ✓	0%
Portfolio after 10y	$382.8K ✓	$25.3K
Annual income after 10y	$173,758.84 ✓	$3,219.02
Total dividends collected	$336.0K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HGGIX vs XYLD ($10,000, DRIP)

Year	HGGIX Portfolio	HGGIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,820	$1,120.29	$10,818	$1,098.39	+$1.0K → HGGIX
2	$14,315	$1,667.03	$11,738	$1,222.51	+$2.6K → HGGIX
3	$17,858	$2,541.46	$12,774	$1,364.64	+$5.1K → HGGIX
4	$23,100	$3,991.36	$13,944	$1,527.86	+$9.2K → HGGIX
5	$31,216	$6,499.38	$15,270	$1,715.87	+$15.9K → HGGIX
6	$44,458	$11,056.76	$16,775	$1,933.09	+$27.7K → HGGIX
7	$67,394	$19,823.63	$18,490	$2,184.87	+$48.9K → HGGIX
8	$109,941	$37,830.03	$20,450	$2,477.63	+$89.5K → HGGIX
9	$195,327	$77,689.48	$22,697	$2,819.19	+$172.6K → HGGIX
10	$382,758	$173,758.84	$25,280	$3,219.02	+$357.5K → HGGIX

HGGIX vs XYLD: Complete Analysis 2026

HGGIX — Stock

The investment seeks long-term growth of capital. The fund invests primarily in the equity securities of companies located anywhere in the world, including in developed and emerging markets. Under normal market conditions, it is expected to invest in at least three countries, including the United States, and invest at least 40% of its assets in foreign companies. The fund may invest up to the greater of 30% of its assets or three times the emerging markets component of the MSCI All Country World Index, in securities of companies located in emerging markets.

Full HGGIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.