Is HGIYX or VYM a better dividend investment in 2026?

HGIYX currently yields 4.00% with a 5% 5-year dividend growth rate. VYM yields 2.91% with 7.8% growth. The better choice depends on your goal: HGIYX offers higher current income.

What is the dividend yield difference between HGIYX and VYM?

HGIYX has a forward dividend yield of 4.00% ($2.00/share annually). VYM yields 2.91% ($3.44/share annually). The yield gap is 1.09 percentage points.

Home › Compare › HGIYX vs VYM

HGIYX vs VYM: Dividend Comparison 2026

HGIYX yields 4.00% · VYM yields 2.91%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $3.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HGIYX

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full HGIYX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.91%

Share price

$118.40

Annual div

$3.44

5Y div CAGR

7.8%

Payout ratio

45%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.3K

Annual income

$785.17

Full VYM calculator →

Portfolio growth — HGIYX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HGIYX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HGIYX + VYM cover 4 of 12 months — good coverage

Jan

—

Feb

—

Mar

VYM

Apr

—

May

—

Jun

VYM

Jul

—

Aug

—

Sep

VYM

Oct

—

Nov

—

Dec

VYM

HGIYX pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HGIYX

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

VYM

Annual income on $10K today (after 15% tax)

$246.96/yr

After 10yr DRIP, annual income (after tax)

$667.39/yr

At 15% tax rate, HGIYX beats the other by $96.92/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HGIYX + VYM for your $10,000?

HGIYX: 50%VYM: 50%

100% VYM50/50100% HGIYX

Portfolio after 10yr

$29.6K

Annual income

$842.18/yr

Blended yield

2.84%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HGIYX buys

VYM buys

No recent congressional trades found for HGIYX or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHGIYXVYM

Forward yield	4.00% ✓	2.91%
Annual dividend / share	$2.00	$3.44 ✓
Payout ratio	50%	45% ✓
1-year div growth	5%	6.2% ✓
5-year div CAGR	5%	7.8% ✓
Portfolio after 10y	$28.0K	$31.3K ✓
Annual income after 10y	$899.19 ✓	$785.17
Total dividends collected	$6.4K ✓	$5.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HGIYX vs VYM ($10,000, DRIP)

Year	HGIYX Portfolio	HGIYX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,120	$420.00	$11,223	$313.20	$103.00 → VYM
2	$12,357	$458.31	$12,592	$347.33	$235.00 → VYM
3	$13,721	$499.76	$14,123	$385.04	$402.00 → VYM
4	$15,227	$544.58	$15,835	$426.70	$608.00 → VYM
5	$16,885	$593.02	$17,748	$472.73	$863.00 → VYM
6	$18,713	$645.34	$19,887	$523.54	$1.2K → VYM
7	$20,724	$701.81	$22,276	$579.64	$1.6K → VYM
8	$22,938	$762.73	$24,945	$641.54	$2.0K → VYM
9	$25,372	$828.41	$27,925	$709.84	$2.6K → VYM
10	$28,047	$899.19	$31,251	$785.17	$3.2K → VYM

HGIYX vs VYM: Complete Analysis 2026

HGIYX — Stock

HGIYX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HGIYX shares.

Full HGIYX Calculator →

VYM — ETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.