Is HMA or XYLD a better dividend investment in 2026?

HMA currently yields 18.98% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: HMA offers higher current income.

What is the dividend yield difference between HMA and XYLD?

HMA has a forward dividend yield of 18.98% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.00 percentage points.

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HMA vs XYLD: Dividend Comparison 2026

HMA yields 18.98% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HMA wins by $43.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HMA

● Live price

18.98%

Share price

$10.54

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$68.6K

Annual income

$6,031.52

Full HMA calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HMA vs XYLD

📍 HMA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HMA	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HMA + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HMA pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMA

Annual income on $10K today (after 15% tax)

$1,612.90/yr

After 10yr DRIP, annual income (after tax)

$5,126.79/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HMA beats the other by $2,390.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HMA + XYLD for your $10,000?

HMA: 50%XYLD: 50%

100% XYLD50/50100% HMA

Portfolio after 10yr

$46.9K

Annual income

$4,625.27/yr

Blended yield

9.86%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on HMA right now

HMA

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

15.1

Piotroski

2/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMA buys

XYLD buys

No recent congressional trades found for HMA or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHMAXYLD

Forward yield	18.98% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$68.6K ✓	$25.3K
Annual income after 10y	$6,031.52 ✓	$3,219.02
Total dividends collected	$37.9K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HMA vs XYLD ($10,000, DRIP)

Year	HMA Portfolio	HMA Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,598	$1,897.53	$10,818	$1,098.39	+$1.8K → HMA
2	$15,713	$2,234.04	$11,738	$1,222.51	+$4.0K → HMA
3	$19,418	$2,604.31	$12,774	$1,364.64	+$6.6K → HMA
4	$23,785	$3,007.70	$13,944	$1,527.86	+$9.8K → HMA
5	$28,893	$3,443.10	$15,270	$1,715.87	+$13.6K → HMA
6	$34,824	$3,908.92	$16,775	$1,933.09	+$18.0K → HMA
7	$41,665	$4,403.17	$18,490	$2,184.87	+$23.2K → HMA
8	$49,505	$4,923.49	$20,450	$2,477.63	+$29.1K → HMA
9	$58,437	$5,467.23	$22,697	$2,819.19	+$35.7K → HMA
10	$68,560	$6,031.52	$25,280	$3,219.02	+$43.3K → HMA

HMA vs XYLD: Complete Analysis 2026

HMA — Stock

Heartland Media Acquisition Corp. does not have significant operations. The company focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or other business combination with one or more businesses or entities. It intends to acquire businesses or entities in the media, entertainment, and sports sectors. Heartland Media Acquisition Corp. was incorporated in 2021 and is based in Atlanta, Georgia.

Full HMA Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.