HomeCompareHMST vs DIVO

HMST vs DIVO: Dividend Comparison 2026

HMST yields 14.42% · DIVO yields 6.62%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HMST wins by $5428538.24M in total portfolio value
10 years
HMST
HMST
● Live price
14.42%
Share price
$13.87
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5428538.27M
Annual income
$5,357,167,641,737.20
Full HMST calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — HMST vs DIVO

📍 HMST pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMSTDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HMST + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HMST pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMST
Annual income on $10K today (after 15% tax)
$1,225.67/yr
After 10yr DRIP, annual income (after tax)
$4,553,592,495,476.62/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, HMST beats the other by $4,553,592,494,619.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMST + DIVO for your $10,000?

HMST: 50%DIVO: 50%
100% DIVO50/50100% HMST
Portfolio after 10yr
$2714269.15M
Annual income
$2,678,583,821,372.84/yr
Blended yield
98.69%
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Analyst Conviction Gap

Where Wall Street is most bullish on HMST right now

HMST
Analyst Ratings
3
Buy
7
Hold
Consensus: Hold
Price Target
$13.50
-2.7% upside vs current
Range: $13.50 — $13.50
Altman Z
1.1
Piotroski
7/9
DIVO
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMST buys
0
DIVO buys
0
No recent congressional trades found for HMST or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMSTDIVO
Forward yield14.42%6.62%
Annual dividend / share$2.00$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$5428538.27M$31.0K
Annual income after 10y$5,357,167,641,737.20$1,008.47
Total dividends collected$5423758.34M$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HMST vs DIVO ($10,000, DRIP)

YearHMST PortfolioHMST Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$13,584$2,883.92$11,362$661.96+$2.2KHMST
2$21,857$7,322.42$12,860$702.91+$9.0KHMST
3$45,410$22,022.72$14,504$743.56+$30.9KHMST
4$134,110$85,521.08$16,303$783.73+$117.8KHMST
5$615,592$472,094.19$18,268$823.31+$597.3KHMST
6$4,709,171$4,050,487.51$20,408$862.17+$4.69MHMST
7$62,955,705$57,916,892.81$22,737$900.20+$62.93MHMST
8$1,514,607,910$1,447,245,305.76$25,266$937.31+$1514.58MHMST
9$66,701,522,169$65,080,891,704.62$28,008$973.42+$66701.49MHMST
10$5,428,538,270,458$5,357,167,641,737.20$30,977$1,008.47+$5428538.24MHMST

HMST vs DIVO: Complete Analysis 2026

HMSTStock

HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit; credit cards; insurance; and treasury management products and services. Its loan products include commercial business and agriculture loans, single family residential mortgages, consumer loans, commercial loans secured by residential and commercial real estate, and construction loans for residential and commercial real estate development, as well as consumer installment loans and permanent loans on commercial real estate and single-family residences. In addition, the company offers its products and services through bank branches, loan production offices, and ATMs, as well as through online, mobile, and telephone banking. As of December 31, 2021, it operated 60 full-service bank branches located in Washington state, Northern and Southern California, the Portland, Oregon, and Hawaii; and five primary stand-alone commercial lending centers in Central Washington, Oregon, Southern California, Idaho, and Utah. HomeStreet, Inc. serves small and medium sized businesses, real estate investors, professional firms, and individuals. The company was formerly known as Continental Mortgage and Loan Company. HomeStreet, Inc. was incorporated in 1921 and is headquartered in Seattle, Washington.

Full HMST Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.