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HNRDF vs BTI: Dividend Comparison 2026

HNRDF yields 10.84% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HNRDF wins by $5.9K in total portfolio value
10 years
HNRDF
HNRDF
● Live price
10.84%
Share price
$0.55
Annual div
$0.06
5Y div CAGR
1.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.6K
Annual income
$2,669.08
Full HNRDF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — HNRDF vs BTI

📍 HNRDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHNRDFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HNRDF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HNRDF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HNRDF
Annual income on $10K today (after 15% tax)
$921.58/yr
After 10yr DRIP, annual income (after tax)
$2,268.72/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $99.93/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of HNRDF + BTI for your $10,000?

HNRDF: 50%BTI: 50%
100% BTI50/50100% HNRDF
Portfolio after 10yr
$40.6K
Annual income
$2,727.86/yr
Blended yield
6.71%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

HNRDF
No analyst data
Altman Z
0.2
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HNRDF buys
0
BTI buys
0
No recent congressional trades found for HNRDF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHNRDFBTI
Forward yield10.84%5.38%
Annual dividend / share$0.06$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR1.7%11.3%
Portfolio after 10y$43.6K$37.7K
Annual income after 10y$2,669.08$2,786.64
Total dividends collected$18.3K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HNRDF vs BTI ($10,000, DRIP)

YearHNRDF PortfolioHNRDF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,803$1,102.64$11,299$598.92+$504.00HNRDF
2$13,866$1,236.95$12,794$703.91+$1.1KHNRDF
3$16,218$1,381.19$14,518$829.07+$1.7KHNRDF
4$18,888$1,535.44$16,513$978.64+$2.4KHNRDF
5$21,910$1,699.71$18,827$1,157.84+$3.1KHNRDF
6$25,318$1,873.99$21,518$1,373.12+$3.8KHNRDF
7$29,148$2,058.19$24,657$1,632.46+$4.5KHNRDF
8$33,441$2,252.21$28,329$1,945.74+$5.1KHNRDF
9$38,238$2,455.90$32,637$2,325.33+$5.6KHNRDF
10$43,583$2,669.08$37,708$2,786.64+$5.9KHNRDF

HNRDF vs BTI: Complete Analysis 2026

HNRDFStock

Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. It provides unit-linked regular or single premium life assurance and investment contracts; administration services; and marketing and development services. The company also operates Hansard OnLine, a sales and business administration tool that is used by independent financial advisors (IFAs) and clients. It distributes its products through IFAs, as well as through the retail operations of financial institutions. The company was founded in 1970 and is headquartered in Douglas, the United Kingdom.

Full HNRDF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.