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HNW vs PEP: Dividend Comparison 2026

HNW yields 7.20% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $9.5K in total portfolio value· pulled ahead in Year 10
10 years
HNW
HNW
● Live price
7.20%
Share price
$12.81
Annual div
$0.92
5Y div CAGR
27.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$135.2K
Annual income
$40,375.67
Full HNW calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — HNW vs PEP

📍 PEP pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHNWPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HNW + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HNW pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HNW
Annual income on $10K today (after 15% tax)
$612.36/yr
After 10yr DRIP, annual income (after tax)
$34,319.32/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, PEP beats the other by $19,596.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HNW + PEP for your $10,000?

HNW: 50%PEP: 50%
100% PEP50/50100% HNW
Portfolio after 10yr
$140.0K
Annual income
$51,903.08/yr
Blended yield
37.08%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

HNW
No analyst data
Altman Z
1.8
Piotroski
5/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HNW buys
0
PEP buys
0
No recent congressional trades found for HNW or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHNWPEP
Forward yield7.20%3.66%
Annual dividend / share$0.92$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27.8%40.4%
Portfolio after 10y$135.2K$144.7K
Annual income after 10y$40,375.67$63,430.49
Total dividends collected$102.6K$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HNW vs PEP ($10,000, DRIP)

YearHNW PortfolioHNW Income/yrPEP PortfolioPEP Income/yrGap
1$11,621$920.70$10,854$514.44+$767.00HNW
2$13,712$1,277.90$11,982$758.21+$1.7KHNW
3$16,473$1,801.00$13,526$1,136.44+$2.9KHNW
4$20,210$2,584.22$15,727$1,741.93+$4.5KHNW
5$25,412$3,786.84$19,012$2,750.28+$6.4KHNW
6$32,878$5,687.06$24,173$4,514.44+$8.7KHNW
7$43,967$8,788.22$32,789$7,793.80+$11.2KHNW
8$61,082$14,037.09$48,258$14,354.51+$12.8KHNW
9$88,650$23,292.08$78,586$28,686.63+$10.1KHNW
10← crossover$135,231$40,375.67$144,688$63,430.49$9.5KPEP

HNW vs PEP: Complete Analysis 2026

HNWStock

Pioneer Diversified High Income Fund, Inc. is a closed ended fixed income mutual fund launched and managed by Pioneer Investment Management, Inc. It invests in the fixed income markets across the globe. The fund seeks to invest in higher yielding asset classes, including high yield bonds, leveraged bank loans, and event-linked bonds .It employs a combination of fundamental and quantitative analysis to create its portfolio. The fund benchmarks the performance of its portfolio against a composite benchmark comprising of 50% Bank of America Merrill Lynch Global High Yield, Emerging Markets Plus Index and 50% the Credit Suisse Leveraged Loan Index. Pioneer Diversified High Income Fund, Inc. was formed on January 30, 2007 and is domiciled in the United States.

Full HNW Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.