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HOYFF vs BTI: Dividend Comparison 2026

HOYFF yields 3.67% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HOYFF wins by $7.9K in total portfolio value· pulled ahead in Year 6
10 years
HOYFF
HOYFF
● Live price
3.67%
Share price
$34.69
Annual div
$1.27
5Y div CAGR
23.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.6K
Annual income
$6,120.16
Full HOYFF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — HOYFF vs BTI

📍 HOYFF pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHOYFFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HOYFF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HOYFF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HOYFF
Annual income on $10K today (after 15% tax)
$311.77/yr
After 10yr DRIP, annual income (after tax)
$5,202.14/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, HOYFF beats the other by $2,833.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HOYFF + BTI for your $10,000?

HOYFF: 50%BTI: 50%
100% BTI50/50100% HOYFF
Portfolio after 10yr
$41.6K
Annual income
$4,453.40/yr
Blended yield
10.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

HOYFF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
2.5
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HOYFF buys
0
BTI buys
0
No recent congressional trades found for HOYFF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHOYFFBTI
Forward yield3.67%5.38%
Annual dividend / share$1.27$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR23.6%11.3%
Portfolio after 10y$45.6K$37.7K
Annual income after 10y$6,120.16$2,786.64
Total dividends collected$21.8K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: HOYFF vs BTI ($10,000, DRIP)

YearHOYFF PortfolioHOYFF Income/yrBTI PortfolioBTI Income/yrGap
1$11,153$453.35$11,299$598.92$146.00BTI
2$12,518$584.08$12,794$703.91$276.00BTI
3$14,152$757.26$14,518$829.07$366.00BTI
4$16,131$988.89$16,513$978.64$382.00BTI
5$18,562$1,302.09$18,827$1,157.84$265.00BTI
6← crossover$21,593$1,730.79$21,518$1,373.12+$75.00HOYFF
7$25,430$2,325.67$24,657$1,632.46+$773.00HOYFF
8$30,374$3,163.88$28,329$1,945.74+$2.0KHOYFF
9$36,865$4,365.26$32,637$2,325.33+$4.2KHOYFF
10$45,566$6,120.16$37,708$2,786.64+$7.9KHOYFF

HOYFF vs BTI: Complete Analysis 2026

HOYFFStock

Huhtamäki Oyj manufactures and sells packaging products in the United States, Germany, India, the United Kingdom, Australia, Thailand, China, South Africa, Russia, the United Arab Emirates, Findland, and internationally. It operates in foodservice packaging, flexible packaging, and fiber packaging business areas. The company offers single and double-wall paper cups, coffee cups, cold drinks cups, cup carriers, lids, accessories, and short run prints of customized paper cups; take away trays, containers, clamshells, scoops, bowls, wraps, and various accessories for take-away and dining; and egg trays, egg cartons, fruit trays, and wine bottle separators. It also provides multilayer films, wrappers, labels, pouches, and various reclose and print options for coffee, tea, juice, energy drink, and alcoholic beverage packaging; and stand up pouches, food pouches, multilayer packaging, and foils for ice cream, soups, biscuits, confectionary, dry foods, and other retail foods. In addition, the company offers ready-to-eat pet food packaging, such as retort pouches and barrier laminates, as well as open and reclosable bags, and pouches in aluminum foil and non-foil transparent structures; packaging and labels for personal and home care products; tube laminates for toothpaste and other tubes; and blister packaging materials and pharmaceutical packaging. Further, it provides catering disposables and vending cups; food service paper and disposable tableware to foodservice operators, fast food restaurants, and coffee shops; packaging solutions for retail business; flexible packaging solutions. Huhtamäki Oyj was founded in 1920 and is headquartered in Espoo, Finland.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.